N8295 State Rd 89, Waterloo, WI 53594 Property Records

Jefferson County property record for N8295 State Rd 89, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	39.9 acres (1,740,222 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Nov 2019)
Tax Bill	$7,172 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-0813-2142-000`

Property Details

APN / Parcel Number

Primary APN	`030-0813-2142-000`

Exterior

Lot Area	1,740,222 sqft (39.9 acres)

Location & Zoning

Street Address	N8295 STATE ROAD 89
City	WATERLOO
State	WI
Zip	53594-9123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW1/4 SE1/4. EX LD IN STH 89
Legal Range	13E
Legal Township	08N
Legal Section	21
Legal Quarter	SE
Quarter-Quarter Section	NW
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3022
Census Tract	100400

Owner

N8295 State Rd 89 is owned and occupied by an individual who bought it in November 2019.

Source: Jefferson County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	N8295 STATE ROAD 89, WATERLOO, WI 53594-9123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Deed Document Number	1416843
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	N8295 STATE ROAD 89, WATERLOO, WI 53594-9123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001413612
Date	Sep 3, 2019
Instrument	1413612

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Nov 12, 2019
Property Address	N8295 STATE ROAD 89, WATERLOO, WI 53594-9123
Document Number	0001416843
Map Reference	VL 597 PG 681
Instrument Date	Nov 6, 2019
Instrument	1416843
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N8295 STATE ROAD 89, WATERLOO, WI 53594-9123

Mortgage

Document Number	0001416844
Date	Nov 12, 2019
Instrument	1416844

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for N8295 State Rd 89 was $7,172 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
County Subdivision	Waterloo Town
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,172.00 Homeowner's exemption	$500,000 Land $103,600 Building $396,400	$570,300
2023	$6,142.00 Homeowner's exemption	$498,500 Land $102,100 Building $396,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place N8295 State Rd 89 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around N8295 State Rd 89 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd 89

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