Dodge County property record for N826 Co Rd T, Waterloo, WI 53594
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.86 acres (81,414 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,087 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-0913-2922-002 |
| Primary APN | 036-0913-2922-002 |
|---|---|
| Alternative APN |
|
| Lot Area | 81,414 sqft (1.86 acres) |
|---|
| Street Address | N826 COUNTY ROAD T |
|---|---|
| City | WATERLOO |
| State | WI |
| Zip | 53594-9645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CSM 2855 IN V16 P397 BEING NW1/4 NW1/4 SEC 29 ALSO THAT PT SD 1/4 1/4 AS DESC IN DOC# 1158754 |
| Legal Range | 13E |
| Legal Township | 09N |
| Legal Section | 29 |
| Legal Subdivision | CERTIFIED SURVEY MAP NO 2855 |
| Legal Lot Number | 1 |
| Jurisdiction | DODGE WI |
| Township / Civil Division | PORTLAND |
| Census Block Group | 3 |
| Census Block | 3086 |
| Census Tract | 961800 |
N826 Co Rd T is owned and occupied by an individual who acquired it in December 2020.
Source: Dodge County records, as of February 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | N826 COUNTY ROAD T, WATERLOO, WI 53594-9645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AVESTAR CREDIT UNION |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AVESTAR CREDIT UNION |
| Dec 21, 2020 | Affidavit of Death, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 21, 2020 |
| Transfer Doc | 1301140 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DODGE WI |
| Property Address | N826 COUNTY ROAD T, WATERLOO, WI 53594-9645 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001339090 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 1339090 |
| Name | AVESTAR CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, WI 53594 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Aug 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DODGE WI |
| Property Address | N826 COUNTY ROAD T, WATERLOO, WI 53594-9645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001307871 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 1307871 |
| Name | AVESTAR CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, WI 53594 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.7% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.7% |
| Max Rate At Change | 4.7% |
| Index | 1-Year CMT |
| Max Rate | 8.7% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | DODGE WI |
| Recording Date | Dec 21, 2020 |
| Property Address | N826 COUNTY ROAD T, WATERLOO, WI 53594-9645 |
| Document Number | 1301140 |
| Map Reference | DOC 751344 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 1301140 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | N826 COUNTY ROAD EM, N826, WATERTOWN, WI 53098-4526 |
| Name | Verified Name |
|---|---|
| Address | 520 WATERLOO RD, MARSHALL, WI 53559-9634 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for N826 Co Rd T was $3,087 with a homeowner's exemption.
Source: Dodge County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dodge County |
| County Subdivision | Portland Town |
| Unified School District | Waterloo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,087.00 Homeowner's exemption | $180,400 Land $37,200 Building $143,200 | $294,300 |
| 2023 | $3,020.00 Homeowner's exemption | $180,400 Land $37,200 Building $143,200 | $268,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place N826 Co Rd T in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1979–2019) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around N826 Co Rd T is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| Netwurx Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Frontier DSL | 10 / 1 |
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