N3957 State Rd 40, Bruce, WI 54819 Property Records

Rusk County property record for N3957 State Rd 40, Bruce, WI 54819

Property Summary

Property Type	Single Family Home
Lot Size	11 acres (480,031 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Apr 2019)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-00340-0000`

Property Details

APN / Parcel Number

Primary APN	`036-00340-0000`

Exterior

Lot Area	480,031 sqft (11 acres)

Location & Zoning

Street Address	N3957 STATE ROAD 40
City	BRUCE
State	WI
Zip	54819-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL IN SE NE 13-34-8 W OF HWY 40 DOCUMENT # 358991
Legal Range	08W
Legal Township	34N
Legal Section	13
Legal Quarter	NE
Quarter-Quarter Section	SE
Jurisdiction	RUSK WI
Township / Civil Division	STUBBS
Census Block Group	2
Census Block	2007
Census Tract	960300

Owner

Source: Rusk County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	N3957 STATE ROAD 40, BRUCE, WI 54819-9510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
Jan 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage RICHLAND COUNTY BANK
Mar 22, 2021	Intrafamily Transfer, Transfer · VA Mortgage LOW VA RATES
Apr 15, 2019	Warranty Deed, Transfer · FHA Mortgage LEND SMART MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	0000351319
Last Transfer Date	Mar 22, 2021
Transfer Doc	0000358991
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	N3957 STATE ROAD 40, BRUCE, WI 54819-9510
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	638/85
Date	Apr 20, 2018
Book Page	638/85
Instrument	347905

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	N3957 STATE ROAD 40, BRUCE, WI 54819-9510
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	350592
Date	Jan 16, 2019
Instrument	350592

Lender

Name	RICHLAND COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUSK WI
Recording Date	Mar 22, 2021
Property Address	N3957 STATE ROAD 40, BRUCE, WI 54819-9510
Document Number	0000358991
Instrument Date	Oct 9, 2020
Instrument	358991
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	N3957 STATE ROAD 40, N3957, BRUCE, WI 54819-9510

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000358992
Date	Mar 22, 2021
Instrument	358992

Lender

Name	LOW VA RATES

Agreement

Type	VA Mortgage
Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Apr 15, 2019
Property Address	N3957 STATE ROAD 40, BRUCE, WI 54819-9510
Document Number	0000351319
Instrument Date	Apr 3, 2019
Instrument	351319
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	T M TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$738.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000351320
Date	Apr 15, 2019
Instrument	351320

Lender

Name	LEND SMART MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
County Subdivision	Stubbs Town
Unified School District	Bruce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,823.00 (+81.08%)	$220,900 (+82.71%) Land $18,700 Building $202,200	$255,000 (+63.99%)
2023	$1,559.00	$120,900 Land $10,600 Building $110,300	$155,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Sep 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bruce Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd 40

Nearby Streets

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