E9185 State Rd 22, Bear Creek, WI 54922 Property Records

Waupaca County property record for E9185 State Rd 22, Bear Creek, WI 54922

Property Summary

Property Type	Single Family Home
Lot Size	3.73 acres (162,479 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,161 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-26-12-7`

Property Details

APN / Parcel Number

Primary APN	`01-26-12-7`

Exterior

Lot Area	162,479 sqft

Location & Zoning

Street Address	E9185 STATE ROAD 22
City	BEAR CREEK
State	WI
Zip	54922-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC26 T24N R14E PRT NWNE DAF LT2 CSM V34P77 CSM #8035 EX V193P616 V468P374 V472P239 V740P107 3.73A
Legal Range	14E
Legal Township	24N
Legal Section	26
Legal Subdivision	CSM 8035 BEAR CREEK
Legal Lot Number	2
Jurisdiction	WAUPACA WI
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1035
Census Tract	100200

Owner

Source: Waupaca County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	E9185 STATE ROAD 22, BEAR CREEK, WI 54922-9668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · USDA Mortgage WATERSTONE MORTGAGE CORP
Jul 12, 2017	Quit Claim Deed, Transfer · ARM COMMUNITY 1ST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Aug 25, 2021
Property Address	E9185 STATE ROAD 22, BEAR CREEK, WI 54922-9668
Document Number	0000898009
Map Reference	DOC 897415
Instrument Date	Aug 24, 2021
Instrument	898009
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$599.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000898010
Date	Aug 25, 2021
Instrument	898010

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAUPACA WI
Recording Date	Jul 12, 2017
Property Address	E9185 STATE ROAD 22, BEAR CREEK, WI 54922-9668
Document Number	0000853515
Instrument Date	Jul 5, 2017
Instrument	853515
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000853516
Date	Jul 12, 2017
Instrument	853516

Lender

Name	COMMUNITY 1ST CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year T-Bill
Max Rate	8.75%

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
County Subdivision	Bear Creek Town
Unified School District	Clintonville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,161.00 (+6.15%)	$225,500 (+44.18%) Land $11,800 Building $213,700
2023	$2,978.00 (+7.94%)	$156,400 (-) Land $11,800 Building $144,600
2022	$2,759.00	$156,400 Land $11,800 Building $144,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	Sep 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd 22

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