Vernon County property record for E7977 Co Rd Loaf, Viroqua, WI 54665
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Sep 2025) |
| Tax Bill | $4,423 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Mar 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-00597-0003 |
| Primary APN | 036-00597-0003 |
|---|---|
| Alternative APN |
|
| Lot Area | 46,174 sqft (1.06 acres) |
|---|---|
| Lot Dimensions | 290 ft deep x 160 ft wide |
| Street Address | E7977 COUNTY ROAD LF |
|---|---|
| City | VIROQUA |
| State | WI |
| Zip | 54665-8151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL IN NE CORNER OF SW NE BEING 160 X 290 |
| Legal Range | 04W |
| Legal Township | 13N |
| Legal Section | 21 |
| Jurisdiction | VERNON WI |
| Township / Civil Division | VIROQUA |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 960300 |
Source: Vernon County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | E7977 COUNTY ROAD LF, VIROQUA, WI 54665-8151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2025 | Warranty Deed, Transfer KNIGHT BARRY TITLE |
| Mar 14, 2023 | Transfer on Death Deed, Transfer KNIGHT BARRY TITLE |
| Mar 14, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage MERCHANTS BANK NA |
| May 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA |
| May 9, 2017 | Deed of Trust, Mortgage · Construction Mortgage MERCHANTS BANK NA |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on Record |
| Deed Sale | Sep 8, 2025 · Amount on Record |
| Deed Document Number | 2025542204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Sep 8, 2025 |
| Property Address | E7977 COUNTY ROAD LF, VIROQUA, WI 54665-8151 |
| Document Number | 0000542204 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 542204 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | KNIGHT BARRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | E7977 COUNTY ROAD LF, VIROQUA, WI 54665-8151 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Mar 14, 2023 |
| Property Address | E7977 COUNTY ROAD LF, VIROQUA, WI 54665-8151 |
| Document Number | 0000531043 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 531043 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | KNIGHT BARRY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | E7977 COUNTY ROAD LF, VIROQUA, WI 54665-8151 |
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Mar 14, 2023 |
| Property Address | E7977 COUNTY ROAD LF, VIROQUA, WI 54665-8151 |
| Document Number | 0000531042 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 531042 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000531045 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 531045 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.75% |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | E7977 COUNTY ROAD LF, VIROQUA, WI 54665-8151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 502955 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 502955 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | E7977 COUNTY ROAD LF, VIROQUA, WI 54665-8151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 497491 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 497491 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | ONALASKA, WI 54650 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 5, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | E7977 COUNTY ROAD LF, VIROQUA, WI 54665-8151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 513870 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 513870 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Vernon County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| County Subdivision | Viroqua Town |
| Unified School District | Viroqua Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,423.00 (-1.47%) Homeowner's exemption | $274,500 (-) Land $12,500 Building $262,000 | $386,900 (+6.53%) |
| 2024 | $4,489.00 (+8.8%) | $274,500 (-) Land $12,500 Building $262,000 | $363,200 (+11.93%) |
| 2023 | $4,126.00 (+8.24%) | $274,500 (-) Land $12,500 Building $262,000 | $324,500 (+21.58%) |
| 2022 | $3,812.00 | $274,500 Land $12,500 Building $262,000 | $266,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2007–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vernon Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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