E6439 State Rd 22, Bear Creek, WI 54922 Property Records

Waupaca County property record for E6439 State Rd 22, Bear Creek, WI 54922

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,976 sqft · built 1860
Lot Size	0.713 acres (31,058 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Sep 2019)
Tax Bill	$1,977 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-34-71-45`

Property Details

APN / Parcel Number

Primary APN	`19-34-71-45`

Interior

Bedrooms	3 Beds
Building Area	1,976 sqft Building Perimeter
1st Floor Area	988 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1960
Lot Area	31,058 sqft (0.713 acres)
Garage Type	Detached
Garage Area	784 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	E6441 STATE ROAD 22
City	BEAR CREEK
State	WI
Zip	54922-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	SEC34 T24N R13E PRT NENE & PRT OL7 V369P329 V510P117 V753P905 V925P13
Legal Range	13E
Legal Township	24N
Legal Section	34
Jurisdiction	WAUPACA WI
Township / Civil Division	UNION
Census Block Group	2
Census Block	2084
Census Tract	100200

Owner

Source: Waupaca County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	E6439 STATE ROAD 22, BEAR CREEK, WI 54922-9641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY 1ST CU
Sep 3, 2019	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Apr 24, 2018	Warranty Deed, Transfer KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	2019874882
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	E6439 STATE ROAD 22, BEAR CREEK, WI 54922-9641
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	894393
Date	May 10, 2021
Instrument	894393

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	E6439 STATE ROAD 22, BEAR CREEK, WI 54922-9641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	848972
Date	Jan 23, 2017
Instrument	848972

Lender

Name	COMMUNITY 1ST CU
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Sep 3, 2019
Property Address	E6439 STATE ROAD 22, BEAR CREEK, WI 54922-9641
Document Number	0000874882
Instrument Date	Aug 27, 2019
Instrument	874882
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E6439 STATE ROAD 22, BEAR CREEK, WI 54922-9641

Mortgage

Document Number	0000874883
Date	Sep 3, 2019
Instrument	874883

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Apr 24, 2018
Property Address	E6439 STATE ROAD 22, BEAR CREEK, WI 54922-9641
Document Number	0000861410
Instrument Date	Apr 23, 2018
Instrument	861410
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5005 WUPAC RD, OGDENSBURG, WI 54962

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
County Subdivision	Union Town
Unified School District	Manawa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,977.00 (+0.25%)	$151,500 (+46.66%) Land $8,200 Building $143,300
2023	$1,972.00 (+1.7%)	$103,300 (-) Land $4,500 Building $98,800	$122,392 (-) Land $5,331 Building $117,061
2022	$1,939.00	$103,300 Land $4,500 Building $98,800	$122,392 Land $5,331 Building $117,061

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Solarus Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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