E3827 Co Rd O, Viroqua, WI 54665 Property Records

Vernon County property record for E3827 Co Rd O, Viroqua, WI 54665

Property Summary

Property Type	Misc Structure / Fixture
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Tax Bill	$3,710 (2025)
Deeds & Mortgages	Aug 2025 Construction Loan Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-00403-0000`

Property Details

APN / Parcel Number

Primary APN	`020-00403-0000`
Alternative APN	`62020THR 403`

Exterior

Lot Area	1,742,400 sqft (40 acres)

Location & Zoning

Street Address	E3827 COUNTY ROAD O
City	VIROQUA
State	WI
Zip	54665-8088
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	NE SW
Jurisdiction	VERNON WI
Township / Civil Division	HARMONY
Census Block Group	3
Census Block	3094
Census Tract	960600

Owner

Source: Vernon County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	E3827 COUNTY ROAD O, VIROQUA, WI 54665-8088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Construction Mortgage USDA
Jul 13, 2022	Warranty Deed, Transfer · USDA Mortgage USDA
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit WESTBY CO OP CU
Aug 25, 2020	Deed of Trust, Mortgage · Line of Credit WESTBY CO OP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 13, 2022
Transfer Doc	0000527891
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	E3827 COUNTY ROAD O, VIROQUA, WI 54665-8088
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E3827 COUNTY ROAD O, VIROQUA, WI 54665-8088

Mortgage

Document Number	0000541831
Date	Aug 13, 2025
Instrument	541831

Lender

Name	USDA
Type	Government Agency
Address	WHITEHALL, WI 54773

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Jul 13, 2022
Property Address	E3827 COUNTY ROAD O, VIROQUA, WI 54665-8088
Document Number	0000527891
Instrument Date	Jul 12, 2022
Instrument	527891
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	B3827 COUNTY ROAD, VIROQUA, WI 34665

Mortgage

Document Number	0000527892
Date	Jul 13, 2022
Instrument	527892

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

Interest

Rate	2.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	E3827 COUNTY ROAD O, VIROQUA, WI 54665-8088
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	510506
Date	Oct 30, 2019
Instrument	510506

Lender

Name	WESTBY CO OP CU
Type	Credit Union
Address	WESTBY, WI 54667

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	E3827 COUNTY ROAD O, VIROQUA, WI 54665-8088
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E3827 CLY HWY, VIROQUA, WI 54665

Mortgage

Document Number	515686
Date	Aug 25, 2020
Instrument	515686

Lender

Name	WESTBY CO OP CU
Type	Credit Union
Address	WESTBY, WI 54667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Vernon County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
County Subdivision	Harmony Town
Unified School District	Viroqua Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,710.00 (+14.01%) Homeowner's exemption	$165,900 (-0.06%) Land $26,700 Building $139,200	$319,300 (+21.5%)
2023	$3,254.00 Homeowner's exemption	$166,000 Land $26,800 Building $139,200	$262,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1980–2018)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Aug 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Farmers Telephone Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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