Vernon County property record for W987 Cedar Valley Rd, Stoddard, WI 54658
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10.3 acres (452,588 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,413 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2018 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 002-00973-0000 |
| Primary APN | 002-00973-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 452,588 sqft (10.3 acres) |
|---|
| Street Address | W987 CEDAR VALLEY RD |
|---|---|
| City | STODDARD |
| State | WI |
| Zip | 54658-9097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF THE NE NE PT OF PCL A OF 2024 RUNNING SURVEY |
| Jurisdiction | VERNON WI |
| Township / Civil Division | BERGEN |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 960700 |
W987 Cedar Valley Rd is owner-occupied and held in a trust since July 2018.
Source: Vernon County records, as of February 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | W987 CEDAR VALLEY RD, STODDARD, WI 54658-9097 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC |
| Jul 23, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2018 |
| Transfer Doc | 0000503883 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | W987 CEDAR VALLEY RD, STODDARD, WI 54658-9097 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | W987 CEDAR VALLEY RD, STODDARD, WI 54658-9097 |
| Document Number | 0000544680 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 544680 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | 65718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Jul 23, 2018 |
| Property Address | W987 CEDAR VALLEY RD, STODDARD, WI 54658-9097 |
| Document Number | 0000503883 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 503883 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
The 2025 property tax bill for W987 Cedar Valley Rd was $2,413 with a homeowner's exemption.
Source: Vernon County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| County Subdivision | Bergen Town |
| Unified School District | De Soto Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,413.00 Homeowner's exemption | $256,200 Land $49,800 Building $206,400 | $275,900 |
| 2023 | $2,474.00 Homeowner's exemption | $179,500 Land $50,700 Building $128,800 | $285,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place W987 Cedar Valley Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2001–2023) |
| Most Recent Claim | Apr 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around W987 Cedar Valley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coon Valley Farmers Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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