W970 N Shore Dr, Saint Cloud, WI 53079 Property Records

Fond Du Lac County property record for W970 N Shore Dr, Saint Cloud, WI 53079

Property Summary

Property Type	Single Family Home
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Trust Names on File
Last Sale	$325,000 (Jul 2019)
Tax Bill	$7,268 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Jul 2017 Line of Credit + 3 more
Flood Zone	Zone A (high risk)
APN	`T13-16-19-10-16-023-00`

Property Details

APN / Parcel Number

Primary APN	`T13-16-19-10-16-023-00`

Exterior

Lot Area	71,874 sqft (1.65 acres)

Location & Zoning

Street Address	W970 N SHORE DR
City	SAINT CLOUD
State	WI
Zip	53079-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S10 T16N R19E PT OF E 1/2 SE 1/4 COM 660' N OF SE COR TH W 25' N5722'34W 971.21' TO BEG TH N654'W 292.33' TH N84*04'08W
Legal Range	19E
Legal Township	16N
Legal Section	10
Jurisdiction	FOND DU LAC WI
Township / Civil Division	MARSHFIELD
Census Block Group	2
Census Block	2004
Census Tract	42100

Owner

W970 N Shore Dr is owner-occupied and held in a trust since July 2019.

Source: Fond Du Lac County records, as of March 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	W970 N SHORE DR, SAINT CLOUD, WI 53079-1337
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit BANK FIRST NATIONAL
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK FIRST NATIONAL
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK
Jul 7, 2020	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Jul 24, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on File
Deed Sale	Jul 24, 2019 · Amount on File
Prior Sale	May 25, 2016 · Amount on File
Deed Document Number	20191116072
Prior Transfer Date	Sep 1, 2006
Prior Transfer Doc	0000879274
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	W970 N SHORE DR, SAINT CLOUD, WI 53079-1337
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001082199
Date	Mar 31, 2017
Instrument	1082199

Lender

Name	BANK FIRST NATIONAL
Type	Bank
Address	MANITOWOC, WI 54220

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	W970 N SHORE DR, SAINT CLOUD, WI 53079-1337
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001086423
Date	Jul 7, 2017
Instrument	1086423

Lender

Name	BANK FIRST NATIONAL
Type	Bank
Address	MANITOWOC, WI 54220

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	W970 N SHORE DR, SAINT CLOUD, WI 53079-1337
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001131515
Date	Jun 17, 2020
Instrument	1131515

Lender

Name	NATIONAL BANK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	W970 N SHORE DR, SAINT CLOUD, WI 53079-1337
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001132742
Date	Jul 7, 2020
Instrument	1132742

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	DE PERE, WI 54115

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 24, 2019
Property Address	W970 N SHORE DR, SAINT CLOUD, WI 53079-1337
Document Number	0001116072
Instrument Date	Jul 22, 2019
Instrument	1116072
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Tax	$975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	102 N MADISON ST, CHILTON, WI 53014-1247

Tax Assessment & Valuation

The 2025 property tax bill for W970 N Shore Dr was $7,268 with a homeowner's exemption.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
County Subdivision	Marshfield Town
Unified School District	New Holstein School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,268.00	$566,400 Land $203,800 Building $362,600	$692,462 Land $249,159 Building $443,303
2023	$6,926.00 Homeowner's exemption	$566,400 Land $203,800 Building $362,600	$605,298 Land $217,796 Building $387,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W970 N Shore Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around W970 N Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW HOLSTEIN WATERWORKS serves 3,012 people · EPA ID WI4080270
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless.

Cell Coverage

4G LTE only, no 5G reported

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