W9577 Gusta Ln, Cambridge, WI 53523 Property Records

Jefferson County property record for W9577 Gusta Ln, Cambridge, WI 53523

Property Summary

Property Type	Single Family Home
Lot Size	0.648 acres (28,227 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2016)
Tax Bill	$5,734 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-0613-0721-032`

Property Details

APN / Parcel Number

Primary APN	`022-0613-0721-032`

Exterior

Lot Area	28,227 sqft (0.648 acres)

Location & Zoning

Street Address	W9577 GUSTA LN
City	CAMBRIDGE
State	WI
Zip	53523-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, CSM 5267-28-235, DOC 1273690.
Legal Range	13E
Legal Township	06N
Legal Section	07
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	SURV MAP #5267
Legal Lot Number	1
Jurisdiction	JEFFERSON WI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1016
Census Tract	100602

Owner

W9577 Gusta Ln is owned and occupied by an individual who bought it in April 2016.

Source: Jefferson County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	W9577 GUSTA LN, CAMBRIDGE, WI 53523-9755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit HOME TOWN BANK
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2016 · Amount on File
Deed Sale	Apr 6, 2016 · Amount on File
Deed Document Number	1366359
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	W9577 GUSTA LN, CAMBRIDGE, WI 53523-9755
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001469920
Date	Dec 9, 2022
Instrument	1469920

Lender

Name	HOME TOWN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 9, 2027

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	W9577 GUSTA LN, CAMBRIDGE, WI 53523-9755
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001422532
Date	Apr 7, 2020
Instrument	1422532

Lender

Name	HOMETOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	W9577 GUSTA LN, CAMBRIDGE, WI 53523-9755
Document Number	0001430618
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	W9577 GUSTA LN CAMBRIDGE WI 535239755, CAMBRIDGE, WI 53523-9755

Mortgage

Document Number	0001430618
Date	Aug 31, 2020
Instrument	1430618

Lender

Name	HOMETOWN BK
Type	Bank
Address	80 SHEBOYGAN ST, FOND DU LAC, WI 54935-4333

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2035

Tax Assessment & Valuation

The 2025 property tax bill for W9577 Gusta Ln was $5,734 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
County Subdivision	Oakland Town
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,734.00 Homeowner's exemption	$365,400 Land $70,000 Building $295,400	$406,500
2023	$4,947.00 Homeowner's exemption	$363,900 Land $70,000 Building $293,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W9577 Gusta Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around W9577 Gusta Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx.

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