W8991 E Townline Rd, Ladysmith, WI 54848 Property Records

Rusk County property record for W8991 E Townline Rd, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Details	608 sqft · built 1980
Lot Size	43.8 acres (1,911,848 sqft)
Owner	Individual Name on Record
Last Sale	$52,300 (Feb 2022)
Tax Bill	$923 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-00097-0000`

Property Details

APN / Parcel Number

Primary APN	`012-00097-0000`

Interior

Stories	1 Story
Building Area	608 sqft Living Area
1st Floor Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Fiber Cement Siding
Roof Type	Gambrel
Lot Area	1,911,848 sqft (43.8 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	W8991 E TOWNLINE RD
City	LADYSMITH
State	WI
Zip	54848-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE NE 5-35-6 EX E 33 DOCUMENT # 363027 MFL-C(6) #365815 28 A
Legal Range	06W
Legal Township	35N
Legal Section	05
Jurisdiction	RUSK WI
Township / Civil Division	FLAMBEAU
Census Block Group	2
Census Block	2058
Census Tract	960100

Owner

Source: Rusk County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5258 BOX ELDER RD, LAKEMOOR, IL 60051
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2018	Deed of Trust, Mortgage · ARM HERITAGE CU
Feb 11, 2022	Intrafamily Transfer, Transfer
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage COMPEER FINANCIAL FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	2022363027
Prior Transfer Date	Feb 9, 2022
Prior Transfer Doc	0000363027
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	W8991 E TOWNLINE RD, LADYSMITH, WI 54848-9617
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000646/631
Date	Dec 18, 2018
Book Page	646/631
Instrument	350397

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2034

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUSK WI
Recording Date	Feb 11, 2022
Property Address	W8991 E TOWNLINE RD, LADYSMITH, WI 54848-9617
Document Number	0000363027
Instrument Date	Feb 9, 2022
Instrument	363027
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31644 TALL GRASS CT, LAKEMOOR, IL 60051-2280

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Jul 1, 2020
Property Address	W8991 E TOWNLINE RD, LADYSMITH, WI 54848-9617
Document Number	0000355743
Instrument Date	Jun 26, 2020
Instrument	355743
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2474 BRIDLE CT, ROUND LAKE BEACH, IL 60073-4130

Mortgage

Document Number	0000355744
Date	Jul 1, 2020
Instrument	355744

Lender

Name	COMPEER FINANCIAL FLCA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
County Subdivision	Flambeau Town
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$923.00 (+52.31%)	$52,300 (+50.72%) Land $28,400 Building $23,900	$57,500 (+17.83%)
2023	$606.00	$34,700 Land $10,800 Building $23,900	$48,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on E Townline Rd

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