W8981 Ripley Rd, Cambridge, WI 53523 Property Records

Jefferson County property record for W8981 Ripley Rd, Cambridge, WI 53523

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2019)
Tax Bill	$5,897 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-0613-0842-034`

Property Details

APN / Parcel Number

Primary APN	`022-0613-0842-034`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	W8981 RIPLEY RD
City	CAMBRIDGE
State	WI
Zip	53523-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NWLY 1/2 OF LOT 12 & LOT 13 BLK 4,SYLVAN MOUNDS 1ST ADD.
Legal Range	13E
Legal Township	06N
Legal Section	08
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	SYLVAN MOUNDS 1ST ADD
Legal Block	4
Legal Lot Number	12-13
Jurisdiction	JEFFERSON WI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1046
Census Tract	100602

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	W8981 RIPLEY RD, CAMBRIDGE, WI 53523-9011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Jun 13, 2019	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	1410058
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Recording Date	Aug 25, 2026
Property Address	W8981 RIPLEY RD, CAMBRIDGE, WI 53523-9011
Document Number	0001511105
Instrument Date	Aug 18, 2026
Instrument	20261511105
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W8981 RIPLEY RD, CAMBRIDGE, WI 53523-9011

Mortgage

Document Number	0001511105,
Date	Aug 25, 2026
Instrument	20261511105

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	W8981 RIPLEY RD, CAMBRIDGE, WI 53523-9011
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001440203
Date	Feb 15, 2021
Instrument	1440203

Lender

Name	ONE AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jun 13, 2019
Property Address	W8981 RIPLEY RD, CAMBRIDGE, WI 53523-9011
Document Number	0001410058
Instrument Date	May 24, 2019
Instrument	1410058
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W8981 RIPLEY RD, CAMBRIDGE, WI 53523-9011

Mortgage

Document Number	0001410059
Date	Jun 13, 2019
Instrument	1410059

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
County Subdivision	Oakland Town
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,897.00 (+15.51%) Homeowner's exemption	$375,800 (-) Land $55,000 Building $320,800	$418,100
2023	$5,105.00 Homeowner's exemption	$375,800 Land $55,000 Building $320,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 95% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless, Netwurx.

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