W8921 Ripley Rd, Cambridge, WI 53523 Property Records

Jefferson County property record for W8921 Ripley Rd, Cambridge, WI 53523

Property Summary

Property Type	Single Family Home
Lot Size	0.637 acres (27,791 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Jan 2024)
Tax Bill	$10,941 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`022-0613-0844-016`

Property Details

APN / Parcel Number

Primary APN	`022-0613-0844-016`

Exterior

Lot Area	27,791 sqft (0.637 acres)

Location & Zoning

Street Address	W8921 RIPLEY RD
City	CAMBRIDGE
State	WI
Zip	53523-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, RIPLEY WATERS. ALSO ESMT IN DOC 1060623. ALSO ESMT IN DOC 1060625.
Legal Range	13E
Legal Township	06N
Legal Section	08
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	RIPLEY WATERS
Legal Lot Number	7
Jurisdiction	JEFFERSON WI
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2012
Census Tract	100602

Owner

W8921 Ripley Rd is owned and occupied by an individual who bought it in January 2024.

Source: Jefferson County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	W8921 RIPLEY RD, CAMBRIDGE, WI 53523-9011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer · Conventional Mortgage BARRINGTON BANK & TRUST CO NA
Sep 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF DEERFIELD
Sep 3, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF DEERFIELD
Apr 30, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF DEERFIELD
Jul 29, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF DEERFIELD
Jan 4, 2019	Warranty Deed, Transfer · Conventional with PMI SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024 · Amount on File
Deed Sale	Jan 4, 2024 · Amount on File
Prior Sale	Jan 4, 2019 · Amount on File
Deed Document Number	1480564
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jan 4, 2024
Property Address	W8921 RIPLEY RD, CAMBRIDGE, WI 53523-9011
Document Number	0001480564
Map Reference	DOC 1060623
Instrument Date	Jan 3, 2024
Instrument	1480564
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W8921 RIPLEY RD, CAMBRIDGE, WI 53523-9011

Mortgage

Document Number	0001480565
Date	Jan 4, 2024
Instrument	1480565

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	W8921 RIPLEY RD, CAMBRIDGE, WI 53523-9011
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001477603
Date	Sep 18, 2023
Instrument	1477603

Lender

Name	BANK OF DEERFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	W8921 RIPLEY RD, CAMBRIDGE, WI 53523-9011
Document Number	0001431600
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W8921 RIPLEY RD CAMBRIDGE WI 535239011, CAMBRIDGE, WI 53523-9011

Mortgage

Document Number	0001431600
Date	Sep 16, 2020
Instrument	1431600

Lender

Name	BANK OF DEERFIELD
Type	Bank
Address	DEERFIELD, WI 53531

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	W8921 RIPLEY RD, CAMBRIDGE, WI 53523-9011
Document Number	0001424451
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W8921 RIPLEY RD CAMBRIDGE WI 535239011, CAMBRIDGE, WI 53523-9011

Mortgage

Document Number	0001424451
Date	May 15, 2020
Instrument	1424451

Lender

Name	BANK OF DEERFIELD
Type	Bank
Address	DEERFIELD, WI 53531

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	W8921 RIPLEY RD, CAMBRIDGE, WI 53523-9011
Document Number	0001412339
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MINNEHAHA LN WATERLOO WI 535941027, WATERLOO, WI 53594-1027

Mortgage

Document Number	0001412339
Date	Aug 5, 2019
Instrument	1412339

Lender

Name	BANK OF DEERFIELD
Type	Bank
Address	DEERFIELD, WI 53531

Agreement

Type	Conventional with PMI
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jan 4, 2019
Property Address	W8921 RIPLEY RD, CAMBRIDGE, WI 53523-9011
Document Number	0001405055
Instrument Date	Jan 2, 2019
Instrument	1405055
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MINNEHAHA LN WATERLOO WI 535941027, WATERLOO, WI 53594-1027

Mortgage

Document Number	1405056
Date	Jan 4, 2019
Instrument	1405056

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jan 3, 2039

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for W8921 Ripley Rd was $10,941 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
County Subdivision	Oakland Town
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,941.00 Homeowner's exemption	$697,200 Land $90,000 Building $607,200	$775,600
2023	$9,382.00 (+17.88%) Homeowner's exemption	$697,200 (+96.06%) Land $90,000 Building $607,200
2022	$7,959.00 Homeowner's exemption	$355,600 Land $50,000 Building $305,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W8921 Ripley Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around W8921 Ripley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless, Netwurx.

Nearby Properties on Ripley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures