W8869 Bell Rd, Ladysmith, WI 54848 Property Records

Rusk County property record for W8869 Bell Rd, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$147,900 (Aug 2025)
Tax Bill	$19 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-00952-0000`

Property Details

APN / Parcel Number

Primary APN	`014-00952-0000`

Exterior

Lot Area	39,640 sqft (0.91 acres)

Location & Zoning

Street Address	W8869 BELL RD
City	LADYSMITH
State	WI
Zip	54848-9223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KILGORE`S 1ST ADDITION LOT 17 BLOCK 2 DOCUMENT # 374574
Legal Range	06W
Legal Township	34N
Legal Section	04
Legal Subdivision	KILGORES 1ST ADD
Legal Block	2
Legal Lot Number	17
Jurisdiction	RUSK WI
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2008
Census Tract	960400

Owner

W8869 Bell Rd is owned and occupied by an individual who bought it in August 2025.

Source: Rusk County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	W8869 BELL RD, LADYSMITH, WI 54848-9223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit LADYSMITH FEDERAL SAV & LOAN
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage DAIRY STATE BANK
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage LADYSMITH FEDERAL S & L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Prior Sale	Jul 24, 2020 · Amount on File
Deed Document Number	2025374574
Prior Transfer Date	Oct 4, 2006
Prior Transfer Doc	00487/0981
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	W8869 BELL RD, LADYSMITH, WI 54848-9223
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000367772
Date	Jul 3, 2023
Instrument	367772

Lender

Name	LADYSMITH FEDERAL SAV & LOAN
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	W8869 BELL RD, LADYSMITH, WI 54848-9223
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000352628
Date	Aug 26, 2019
Instrument	352628

Lender

Name	DAIRY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Jul 24, 2020
Property Address	W8869 BELL RD, LADYSMITH, WI 54848-9223
Document Number	0000356086
Instrument Date	Jul 20, 2020
Instrument	356086
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000356087
Date	Jul 24, 2020
Instrument	356087

Lender

Name	LADYSMITH FEDERAL S & L

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for W8869 Bell Rd was $19.

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
County Subdivision	Grant Town
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19.00	$2,600 Land $2,500 Building $100	$4,700
2023	$15.00	$2,600 Land $2,500 Building $100	$4,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place W8869 Bell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around W8869 Bell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bell Rd

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