W8186 Klecker Ln, Waterloo, WI 53594 Property Records

Jefferson County property record for W8186 Klecker Ln, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$183,800 (Feb 2016)
Tax Bill	$4,000 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-0813-1011-000`

Property Details

APN / Parcel Number

Primary APN	`030-0813-1011-000`

Exterior

Lot Area	130,680 sqft (3 acres)
Lot Dimensions	300 ft deep x 435 ft wide

Location & Zoning

Street Address	W8186 KLECKER LN
City	WATERLOO
State	WI
Zip	53594-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, CSM 3881-18-227, DOC 1028188.
Legal Range	13E
Legal Township	08N
Legal Section	10
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	CERTIFIED SURV MAP #3881
Legal Lot Number	1
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3004
Census Tract	100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	W8186 KLECKER LN, WATERLOO, WI 53594-9474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UW CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2016 · Amount on Record
Deed Sale	Feb 15, 2016 · Amount on Record
Deed Document Number	1364570
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	W8186 KLECKER LN, WATERLOO, WI 53594-9474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001430368
Date	Aug 26, 2020
Instrument	1430368

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	W8186 KLECKER LN, WATERLOO, WI 53594-9474
Document Number	0001417836
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W8186 KLECKER LN WATERLOO WI 535949474, WATERLOO, WI 53594-9474

Mortgage

Document Number	0001417836
Date	Dec 5, 2019
Instrument	1417836

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
County Subdivision	Waterloo Town
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,000.00 (-4.85%) Homeowner's exemption	$278,900 (-) Land $102,000 Building $176,900	$330,400
2023	$4,204.00 Homeowner's exemption	$278,900 Land $102,000 Building $176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
Netwurx Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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