W7893 Tower Rd, Ladysmith, WI 54848 Property Records

Rusk County property record for W7893 Tower Rd, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,609 sqft · built 2001
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Nov 2021)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`012-01052-0000`

Property Details

APN / Parcel Number

Primary APN	`012-01052-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,609 sqft Living Area
1st Floor Area	1,609 sqft

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Lot Area	29,185 sqft (0.669 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Partial
Heating Fuel	Gas

Location & Zoning

Street Address	W7893 TOWER RD
City	LADYSMITH
State	WI
Zip	54848-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLE HILL PARCEL IN LOT 8 BLOCK 2 DOCUMENT # 361924
Legal Range	06W
Legal Township	35N
Legal Section	35
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	MAPLE HILL
Legal Block	2
Legal Lot Number	8
Jurisdiction	RUSK WI
Township / Civil Division	FLAMBEAU
Census Block Group	1
Census Block	1044
Census Tract	960500

Owner

W7893 Tower Rd is owned and occupied by an individual who bought it in November 2021.

Source: Rusk County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	W7893 TOWER RD, LADYSMITH, WI 54848-9529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Jul 6, 2020	Deed, Transfer · Conventional Mortgage MID AMERICAN MORTGAGE INC
Jul 6, 2020	Deed, Transfer · Conventional Mortgage MID AMERICAN MORTGAGE INC
Nov 1, 2017	Deed, Transfer
Jul 6, 2017	Deed, Foreclosure
May 9, 2017	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Jul 6, 2020 · Amount on File
Deed Document Number	361924
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	W7893 TOWER RD, LADYSMITH, WI 54848-9529
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000364336
Date	Jun 17, 2022
Instrument	364336

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Jun 28, 2044

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Nov 3, 2021
Property Address	W7893 TOWER RD, LADYSMITH, WI 54848-9529
Document Number	361924
Instrument Date	Nov 1, 2021
Instrument	361924
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	361925
Date	Nov 3, 2021
Instrument	361925

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSK WI
Recording Date	Jul 6, 2020
Property Address	W7893 TOWER RD, LADYSMITH, WI 54848-9529
Document Number	355807
Instrument Date	Jul 6, 2020
Instrument	355807
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	355808
Date	Jul 6, 2020
Instrument	355808

Lender

Name	MID AMERICAN MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSK WI
Recording Date	Jul 6, 2020
Property Address	W7893 TOWER RD, LADYSMITH, WI 54848-9529
Document Number	0000355807
Instrument Date	Jul 6, 2020
Instrument	355807
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000355808
Date	Jul 6, 2020
Instrument	355808

Lender

Name	MID AMERICAN MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSK WI
Recording Date	Nov 1, 2017
Property Address	W7893 TOWER RD, LADYSMITH, WI 54848-9529
Document Number	000632/814
Book / Page	632 / 814
Instrument Date	Oct 17, 2017
Instrument	346416
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N9416 COUNTY ROAD H, SHELDON, WI 54766-9008

July 2017: Deed, Foreclosure

Document Type	Deed
Jurisdiction	RUSK WI
Recording Date	Jul 6, 2017
Property Address	W7893 TOWER RD, LADYSMITH, WI 54848-9529
Document Number	000628/386
Book / Page	628 / 386
Instrument Date	Apr 4, 2017
Instrument	345193
Transaction Type	Foreclosure
Record Updated	Sep 27, 2023

Transaction

Amount	Amount on Record
Tax	$216.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RUSK WI
Recording Date	May 9, 2017
Property Address	W7893 TOWER RD, LADYSMITH, WI 54848-9529
Document Number	000626/193
Book / Page	626 / 193
Instrument Date	Apr 3, 2017
Instrument	344588
Transaction Type	Foreclosure
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for W7893 Tower Rd was $1,214 with a homeowner's exemption.

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
County Subdivision	Flambeau Town
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00 Homeowner's exemption	$71,100 Land $7,400 Building $63,700	$117,500
2023	$1,326.00 (+1.38%)	$71,100 (-) Land $7,400 Building $63,700	$99,900 (+13.52%)
2022	$1,308.00	$71,100 Land $7,400 Building $63,700	$88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W7893 Tower Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around W7893 Tower Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tower Rd

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