W7398 Bluff Rd, Whitewater, WI 53190 Property Records

Walworth County property record for W7398 Bluff Rd, Whitewater, WI 53190

Property Summary

Property TypeSingle Family Home
Lot Size4.73 acres (206,474 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Mar 2015)
Tax Bill$3,617 (2025)
Deeds & MortgagesMay 2017 Mortgage
Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNDA421200001

Property Details

APN / Parcel Number

Primary APNDA421200001

Exterior

Lot Area206,474 sqft (4.73 acres)

Location & Zoning

Street AddressW7398 BLUFF RD
CityWHITEWATER
StateWI
Zip53190-3900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 CERTIFIED SURVEY NO. 4212 AS RECORDED IN VOL 27 OF C.S. ON PAGE 9 WCR. LOCATED IN SE 1/4 SEC 1 & NE 1/4 SEC 12 T4N R15E
Legal Range15E
Legal Township04N
Legal Section12
Legal SubdivisionCSM #4212
Legal Lot Number1
JurisdictionWALWORTH WI
Township / Civil DivisionWHITEWATER
Census Block Group3
Census Block3001
Census Tract301

Owner

W7398 Bluff Rd is owned and occupied by an individual who bought it in March 2015.

Source: Walworth County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing AddressW7398 BLUFF RD, WHITEWATER, WI 53190-3900
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 8, 2017Deed of Trust, Mortgage · ARM
FIRST COMMUNITY CU OF BELOIT
Deed of Trust, Mortgage
May 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
PREMIER BANK
Jun 17, 2021Deed of Trust, Mortgage
PREMIER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2015 · Amount on File
Deed SaleMar 18, 2015 · Amount on File
Deed Document Number901233
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Property AddressW7398 BLUFF RD, WHITEWATER, WI 53190-3900
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000945921
DateMay 8, 2017
Instrument945921
Lender
NameFIRST COMMUNITY CU OF BELOIT
TypeCredit Union
AddressFORT ATKINSON, WI 53538
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueMay 1, 2047
Interest
Rate TypeAdjustable Rate
Rate5%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2024
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change7%
Index1-Year CMT
Max Rate11%

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Property AddressW7398 BLUFF RD, WHITEWATER, WI 53190-3900
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Property AddressW7398 BLUFF RD, WHITEWATER, WI 53190-3900
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001037200
DateMay 17, 2021
Instrument1037200
Lender
NamePREMIER BANK
TypeBank
AddressFORT ATKINSON, WI 53538
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term168 Months
DueMay 1, 2035

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Property AddressW7398 BLUFF RD, WHITEWATER, WI 53190-3900
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001039630
DateJun 17, 2021
Instrument1039630
Lender
NamePREMIER BANK
TypeBank
AddressWHITEWATER, WI 53190
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for W7398 Bluff Rd was $3,617.

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyWalworth County
County SubdivisionWhitewater Town
Unified School DistrictWhitewater School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,617.00$316,500 Land $129,200 Building $187,300$332,181 Land $135,601 Building $196,580
2023$3,637.00 (+7.16%)$210,900 (-) Land $87,200 Building $123,700
2022$3,394.00$210,900 Land $87,200 Building $123,700$273,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W7398 Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around W7398 Bluff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Bluff Rd

Nearby Streets

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