W6644 Bluff Rd, Whitewater, WI 53190 Property Records

Walworth County property record for W6644 Bluff Rd, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	5.78 acres (251,777 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2018)
Tax Bill	$4,727 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Jan 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HA393600001`

Property Details

APN / Parcel Number

Primary APN	`HA393600001`

Exterior

Lot Area	251,777 sqft (5.78 acres)

Location & Zoning

Street Address	W6644 BLUFF RD
City	WHITEWATER
State	WI
Zip	53190-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CERTIFIED SURVEY NO. 3936 AS RECORDED IN VOL 24 OF C.S. ON PAGE 110 WCR. LOCATED IN NW 1/4 SE 1/4 SEC 5 T4N R16E. 25207
Legal Range	16E
Legal Township	04N
Legal Section	05
Legal Lot Number	1
Jurisdiction	WALWORTH WI
Township / Civil Division	LA GRANGE
Census Block Group	1
Census Block	1012
Census Tract	301

Owner

Source: Walworth County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	W6644 BLUFF RD, WHITEWATER, WI 53190-3908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Construction Mortgage SUMMIT CU
Jan 17, 2019	Deed of Trust, Mortgage · ARM SUMMIT CU
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Apr 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	964789
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	W6644 BLUFF RD, WHITEWATER, WI 53190-3908
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001045033
Date	Aug 26, 2021
Instrument	1045033

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	W6644 BLUFF RD, WHITEWATER, WI 53190-3908
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000981526
Date	Jan 17, 2019
Instrument	981526

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	W6644 BLUFF RD, WHITEWATER, WI 53190-3908
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001072712
Date	Dec 13, 2022
Instrument	1072712

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	W6644 BLUFF RD, WHITEWATER, WI 53190-3908
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001079686
Date	Jun 6, 2023
Instrument	1079686

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Apr 11, 2018
Property Address	W6644 BLUFF RD, WHITEWATER, WI 53190-3908
Document Number	0000964789
Instrument Date	Apr 5, 2018
Instrument	964789
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N4363 COUNTY RD, DELAVAN, WI 53115

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
County Subdivision	La Grange Town
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,727.00 (+3.41%) Homeowner's exemption	$477,200 (+50.63%) Land $95,600 Building $381,600	$466,213 (+217.57%) Land $93,399 Building $372,814
2023	$4,571.00 (+148.83%)	$316,800 (+170.08%) Land $75,600 Building $241,200
2022	$1,837.00	$117,300 Land $75,600 Building $41,700	$146,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Netwurx Fixed Wireless · Fiber in parts of the area	100 / 20
Bug Tussel Wireless Fixed Wireless	50 / 8
Edge Broadband Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

Nearby Properties on Bluff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures