W6643 Reef Rd, Onalaska, WI 54650 Property Records

La Crosse County property record for W6643 Reef Rd, Onalaska, WI 54650 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$333,000 (Jun 2023)
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-002475-000`

Property Details

APN / Parcel Number

Primary APN	`010-002475-000`
Alternative APNs	`10 2475 0` `15825`

Exterior

Lot Area	19,602 sqft (0.45 acres)

Location & Zoning

Account Number	15825
Old Parcel Number	10 2475 0
Street Address	W6643 REEF RD
City	ONALASKA
State	WI
Zip	54650-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY KNOLLS LOT 1 BLOCK 2
Legal Range	07
Legal Township	17
Legal Section	29
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Block	2
Legal Lot Number	1
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2040
Census Tract	10204

Owner

Source: La Crosse County records · APN 010-002475-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	W6643 REEF RD, ONALASKA, WI 54650-9439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage COULEE BANK
Dec 02, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Dec 02, 2022 · Amount on Record
Deed Document Number	1809143
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 23, 2023
Property Address	W6643 REEF RD, ONALASKA, WI 54650-9439
Document Number	0001809143
Instrument Date	Jun 23, 2023
Instrument	1809143
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W6643 REEF RD, ONALASKA, WI 54650-9439

Mortgage

Document Number	0001809144
Date	Jun 23, 2023
Instrument	1809144

Lender

Name	COULEE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Dec 02, 2022
Property Address	W6643 REEF RD, ONALASKA, WI 54650-9439
Document Number	0001802787
Instrument Date	Dec 02, 2022
Instrument	1802787
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001802788
Date	Dec 02, 2022
Instrument	1802788

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Jan 01, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Onalaska Town
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,539.00 (-3.13%) Homeowner's exemption	$173,000 (-) Land $27,000 Building $146,000	$289,000 (+67.05%)
2023	$2,621.00 (-3.46%) Homeowner's exemption	$173,000 (-) Land $27,000 Building $146,000	$173,000 (-) Land $27,000 Building $146,000
2022	$2,715.00 Homeowner's exemption	$173,000 Land $27,000 Building $146,000	$173,000 Land $27,000 Building $146,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Crosse County (55063C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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