W6075 Ruth Ln, Onalaska, WI 54650 Property Records

La Crosse County property record for W6075 Ruth Ln, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.639 acres (27,878 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,584 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-002738-000`

Property Details

APN / Parcel Number

Primary APN	`010-002738-000`
Alternative APNs	`10 2738 0` `46393`

Exterior

Lot Area	27,878 sqft (0.639 acres)

Location & Zoning

Account Number	46393
Old Parcel Number	10 2738 0
Street Address	W6075 RUTH LN
City	ONALASKA
State	WI
Zip	54650-8938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	MARCO VALLEY II LOT 11
Legal Range	07
Legal Township	17
Legal Section	27
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	MARCO VLY LL
Legal Lot Number	11
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3000
Census Tract	10401

Owner

Source: La Crosse County records · APN 010-002738-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	W6075 RUTH LN, ONALASKA, WI 54650-8938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Jul 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Nov 17, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2000
Deed Sale	Apr 17, 2000
Deed Document Number	1249524
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W6075 RUTH LN, ONALASKA, WI 54650-8938
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001816472
Date	Jan 18, 2024
Instrument	1816472

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 17, 2034

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W6075 RUTH LN, ONALASKA, WI 54650-8938
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001749483
Date	Jul 06, 2020
Instrument	1749483

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 01, 2030

Interest

Rate Type	Fixed Rate

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LA CROSSE WI
Recording Date	Nov 17, 2025
Property Address	W6075 RUTH LN, ONALASKA, WI 54650-8938
Document Number	0001841368
Instrument Date	Nov 06, 2025
Instrument	1841368
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: La Crosse County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Onalaska Town
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,584.00 (+11.59%) Homeowner's exemption	$299,800 (-) Land $31,700 Building $268,100	$500,700 (+12.69%)
2024	$4,108.00 (-9.56%) Homeowner's exemption	$299,800 (-) Land $31,700 Building $268,100	$444,300 (+48.2%)
2023	$4,542.00 Homeowner's exemption	$299,800 Land $31,700 Building $268,100	$299,800 Land $31,700 Building $268,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA.

Based on FCC filings for 219 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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