W604 Oak St, Stoddard, WI 54658 Property Records

Vernon County property record for W604 Oak St, Stoddard, WI 54658

Property Summary

Property Type	Single Family Home
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Aug 2015)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-00466-0000`

Property Details

APN / Parcel Number

Primary APN	`002-00466-0000`
Alternative APN	`62002TBR 466`

Exterior

Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	135 ft deep x 72 ft wide

Location & Zoning

Street Address	W604 OAK ST
City	STODDARD
State	WI
Zip	54658-9053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 2 72X135 PLEASANT VALLEY ADD
Legal Subdivision	PLEASANT VALLEY ADD
Legal Block	2
Legal Lot Number	10
Jurisdiction	VERNON WI
Township / Civil Division	BERGEN
Census Block Group	2
Census Block	2012
Census Tract	960700

Owner

Source: Vernon County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	W604 OAK ST, STODDARD, WI 54658-9053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Aug 12, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2015 · Amount on Record
Deed Sale	Aug 12, 2015 · Amount on Record
Prior Sale	Aug 12, 2015 · Amount on Record
Deed Document Number	0000488619
Last Transfer Date	Aug 12, 2019
Transfer Doc	0000509274
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	W604 OAK ST, STODDARD, WI 54658-9053
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000518905
Date	Feb 1, 2021
Instrument	518905

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.4%
Type Change Date	Feb 1, 2026
Min Rate At Change	4%
Max Rate At Change	5.4%
Index	1-Year CMT
Margin	4
Max Rate	9.4%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	W604 OAK ST, STODDARD, WI 54658-9053
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000511478
Date	Jan 7, 2020
Instrument	511478

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VERNON WI
Recording Date	Aug 12, 2019
Property Address	W604 OAK ST, STODDARD, WI 54658-9053
Document Number	0000509274
Instrument Date	Jun 27, 2019
Instrument	509274
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 50, HOLMEN, WI 54636-0050

Tax Assessment & Valuation

Source: Vernon County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
County Subdivision	Bergen Town
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,711.00 (+12.26%) Homeowner's exemption	$244,600 (+61.13%) Land $28,800 Building $215,800	$247,200 (+13.55%)
2023	$2,415.00 Homeowner's exemption	$151,800 Land $21,600 Building $130,200	$217,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2007–2019)
Most Recent Claim	Jul 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 2 claims Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Farmers Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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