W473 River Ln, Saint Cloud, WI 53079 Property Records

Fond Du Lac County property record for W473 River Ln, Saint Cloud, WI 53079

Property Summary

Property Type	Single Family Home
Lot Size	4.73 acres (206,039 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,078 (2025)
Deeds & Mortgages	May 2017 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T13-16-19-24-11-002-00`

Property Details

APN / Parcel Number

Primary APN	`T13-16-19-24-11-002-00`

Exterior

Lot Area	206,039 sqft (4.73 acres)

Location & Zoning

Street Address	W473 RIVER LN
City	SAINT CLOUD
State	WI
Zip	53079-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S24 T16N R19E LOT 1, CSM 8080-60-91 REC AS DOC 1065388 LOC IN SW 1/4 SW 1/4
Legal Range	19E
Legal Township	16N
Legal Section	24
Legal Subdivision	CERTIFIED SURVEY MAP NO 8080
Legal Lot Number	1
Jurisdiction	FOND DU LAC WI
Township / Civil Division	MARSHFIELD
Census Block Group	2
Census Block	2007
Census Tract	42100

Owner

W473 River Ln is owned and occupied by two individuals.

Source: Fond Du Lac County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	W473 RIVER LN, SAINT CLOUD, WI 53079-1443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL EXCHANGE BANK & TRUST
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL EXCHANGE BANK & TRUST
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL EXCHANGE BANK & TRUST
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK FIRST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	W473 RIVER LN, SAINT CLOUD, WI 53079-1443
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001084247
Date	May 22, 2017
Instrument	1084247

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank
Address	FOND DU LAC, WI 54936

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	6 Months
Due	Nov 9, 2017

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	W473 RIVER LN, SAINT CLOUD, WI 53079-1443
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001096407
Date	Mar 13, 2018
Instrument	1096407

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank
Address	FOND DU LAC, WI 54936

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	W473 RIVER LN, SAINT CLOUD, WI 53079-1443
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001126425
Date	Mar 6, 2020
Instrument	1126425

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank
Address	FOND DU LAC, WI 54936

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	W473 RIVER LN, SAINT CLOUD, WI 53079-1443
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001150086
Date	Apr 29, 2021
Instrument	1150086

Lender

Name	BANK FIRST NA
Type	Bank
Address	MANITOWOC, WI 54220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	133 Months
Due	May 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for W473 River Ln was $6,078 with a homeowner's exemption.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
County Subdivision	Marshfield Town
Unified School District	New Holstein School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,078.00	$476,100 Land $54,900 Building $421,200	$582,065 Land $67,119 Building $514,946
2023	$5,778.00 Homeowner's exemption	$476,100 Land $54,900 Building $421,200	$508,796 Land $58,670 Building $450,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W473 River Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around W473 River Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Ln

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