W4295 Drectrah Rd, La Crosse, WI 54601 Property Records

La Crosse County property record for W4295 Drectrah Rd, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on File
Last Sale	$376,000 (Mar 2021)
Tax Bill	$4,634 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Sep 2010 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`002-000418-001`

Property Details

APN / Parcel Number

Primary APN	`002-000418-001`
Alternative APNs	`2 418 1` `64729`

Exterior

Lot Area	63,598 sqft (1.46 acres)

Location & Zoning

Street Address	W4295 DRECTRAH RD
City	LA CROSSE
State	WI
Zip	54601-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	CERTIFIED SURVEY MAP NO. 139 VOL 8 DOC NO. 1223673 LOT 1 EX PRT TAKEN FOR DRECTRAH RD AS EX ON CSM NO. 139 VOL & PER SS66.1024
Legal Range	06W
Legal Township	16N
Legal Section	32
Legal Subdivision	LA CROSSE COUNTY CERTIFIED SURVEY MAP
Legal Lot Number	1
Jurisdiction	LA CROSSE WI
Township / Civil Division	BARRE
Census Block Group	1
Census Block	1038
Census Tract	10600

Owner

W4295 Drectrah Rd is owned and occupied by two individuals who acquired it in March 2026.

Source: La Crosse County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	W4295 DRECTRAH RD, LA CROSSE, WI 54601-2718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Sep 14, 2010	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK FINANCIAL
Apr 6, 2026	Quit Claim Deed, Transfer · Conventional Mortgage COMPEER FINANCIAL FLCA
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
May 4, 2018	Deed, Transfer · Conventional Mortgage ALTRA FCU
Jun 11, 2012	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on File
Deed Sale	Mar 3, 2021 · Amount on File
Prior Sale	May 4, 2018 · Amount on File
Deed Document Number	20211767245
Last Transfer Date	Mar 31, 2026
Transfer Doc	0001847144
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W4295 DRECTRAH RD, LA CROSSE, WI 54601-2718
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001707691
Date	Mar 21, 2018
Instrument	1707691

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2048

Interest

Rate Type	Adjustable Rate

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W4295 DRECTRAH RD, LA CROSSE, WI 54601-2718
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001557860
Date	Sep 14, 2010
Instrument	1557860

Lender

Name	STATE BANK FINANCIAL
Address	LA CROSSE, WI 54601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2025

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA CROSSE WI
Recording Date	Apr 6, 2026
Property Address	W4295 DRECTRAH RD, LA CROSSE, WI 54601-2718
Document Number	0001847144
Instrument Date	Mar 31, 2026
Instrument	20261847144
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001847144,
Date	Apr 6, 2026
Instrument	20261847144

Lender

Name	COMPEER FINANCIAL FLCA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Mar 3, 2021
Property Address	W4295 DRECTRAH RD, LA CROSSE, WI 54601-2718
Document Number	0001767245
Map Reference	DOC1223673 PG139
Instrument Date	Feb 24, 2021
Instrument	1767245
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0001767246
Date	Mar 3, 2021
Instrument	1767246

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 4, 2018
Property Address	W4295 DRECTRAH RD, LA CROSSE, WI 54601-2718
Document Number	0001709665
Map Reference	CSM 08 139DOC1223673
Instrument Date	Apr 30, 2018
Instrument	1709665
Transaction Type	Transfer
Record Updated	May 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W4295 QRETRAN RD, LA CROSSE, WI 54601

Mortgage

Document Number	0001709666
Date	May 4, 2018
Instrument	1709666

Lender

Name	ALTRA FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 11, 2012
Property Address	W4295 DRECTRAH RD, LA CROSSE, WI 54601-2718
Document Number	0001598541
Map Reference	MAP8 PG139
Instrument Date	May 29, 2012
Instrument	1598541
Transaction Type	Transfer
Record Updated	May 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2313 ADAMS ST, LA CROSSE, WI 54601-5945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W4295 DRECTRAH ROAD, LA CROSSE, WI 54601-2718

Mortgage

Document Number	0001598542
Date	Jun 11, 2012
Instrument	1598542

Lender

Name	ALTRA FCU
Type	Credit Union
Address	LA CROSSE, WI 54601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for W4295 Drectrah Rd was $4,634 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Barre Town
Unified School District	West Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,634.00 Homeowner's exemption	$366,200 Land $39,300 Building $326,900	$477,100
2023	$4,436.00 Homeowner's exemption	$366,200 Land $39,300 Building $326,900	$366,200 Land $39,300 Building $326,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W4295 Drectrah Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around W4295 Drectrah Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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