W3899 Willow Bend Rd, Lake Geneva, WI 53147 Property Records

Walworth County property record for W3899 Willow Bend Rd, Lake Geneva, WI 53147

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (435,600 sqft)
Owner	Trust Name on File
Tax Bill	$5,548 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J G 1600008A`

Property Details

APN / Parcel Number

Primary APN	`J G 1600008A`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Old Parcel Number	JG1600008A
Street Address	W3899 WILLOW BEND RD
City	LAKE GENEVA
State	WI
Zip	53147-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PT W 1/2 NW 1/4 SEC 16 T2N R17E LYING SOUTH OF FOLLOWING LINE: COM E 1/4 COR SEC 16, S89D51'23"W 1980.05', S0D56'20"
Legal Range	17E
Legal Township	02N
Legal Section	16
Jurisdiction	WALWORTH WI
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4070
Census Tract	1000

Owner

W3899 Willow Bend Rd is owner-occupied and held in a trust since August 2020.

Source: Walworth County records, as of February 9, 2026

Owner of Record	Trust Name on File
Mailing Address	W3899 WILLOW BEND RD, LAKE GENEVA, WI 53147-2601
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK & TRUST CO
Jul 28, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK & TRUST CO
Aug 26, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 26, 2020
Transfer Doc	0001016751
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	W3899 WILLOW BEND RD, LAKE GENEVA, WI 53147-2601
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001081100
Date	Jul 6, 2023
Instrument	1081100

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 21, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	W3899 WILLOW BEND RD, LAKE GENEVA, WI 53147-2601
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001066051
Date	Jul 28, 2022
Instrument	1066051

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALWORTH WI
Recording Date	Aug 26, 2020
Property Address	W3899 WILLOW BEND RD, LAKE GENEVA, WI 53147-2601
Document Number	0001016751
Instrument Date	Aug 25, 2020
Instrument	1016751
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

The 2025 property tax bill for W3899 Willow Bend Rd was $5,548 with a homeowner's exemption.

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
County Subdivision	Geneva Town
Unified School District	Elkhorn Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,548.00 Homeowner's exemption	$486,700 Land $130,800 Building $355,900	$545,103 Land $145,922 Building $399,181
2023	$4,957.00 (-28.82%) Homeowner's exemption	$484,200 (+27.02%) Land $128,300 Building $355,900
2022	$6,964.00 Homeowner's exemption	$381,200 Land $72,500 Building $308,700	$570,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W3899 Willow Bend Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around W3899 Willow Bend Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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