W3866 Stark Rd, Mindoro, WI 54644 Property Records

Jackson County property record for W3866 Stark Rd, Mindoro, WI 54644

Property Summary

Property Type	Single Family Home
Lot Size	3.89 acres (169,448 sqft)
Owner	2 Individual Names on File
Last Sale	$131,000 (Jun 2018)
Tax Bill	$2,199 (2025)
Deeds & Mortgages	Sep 2023 Construction Loan Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-0425-0015`

Property Details

APN / Parcel Number

Primary APN	`038-0425-0015`

Exterior

Lot Area	169,448 sqft (3.89 acres)

Location & Zoning

Street Address	W3866 STARK RD
City	MINDORO
State	WI
Zip	54644-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	LOT 3 CSM 4230, BEING PT OF THE SWSE BEING LOT 1 & LOT 2 OF CSM 3461
Legal Range	06W
Legal Township	19N
Legal Section	33
Legal Subdivision	CERTIFIED SURVEY MAP #3461
Legal Lot Number	3
Jurisdiction	JACKSON WI
Township / Civil Division	NORTH BEND
Census Block Group	3
Census Block	3068
Census Tract	960400

Owner

W3866 Stark Rd is owned and occupied by two individuals who acquired it in June 2022.

Source: Jackson County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	W3866 STARK RD, MINDORO, WI 54644-8004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Construction Mortgage MERCHANTS BANK NA
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Jul 11, 2022	Intrafamily Transfer, Transfer
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Deed Document Number	2018391182
Deed Book / Page	642 / 100
Last Transfer Date	Jun 7, 2022
Transfer Doc	0000410000
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON WI
Property Address	W3866 STARK RD, MINDORO, WI 54644-8004
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3866 STARK ROAD, MINDORO, WI 54644

Mortgage

Document Number	0000414133
Date	Sep 7, 2023
Instrument	414133

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 7, 2024

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON WI
Property Address	W3866 STARK RD, MINDORO, WI 54644-8004
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000663/943
Date	Jan 22, 2020
Book Page	663/943
Instrument	398106

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	RACINE, MN 55967

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON WI
Property Address	W3866 STARK RD, MINDORO, WI 54644-8004
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000685/193
Date	Apr 7, 2021
Book Page	685/193
Instrument	403908

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON WI
Recording Date	Jul 11, 2022
Property Address	W3866 STARK RD, MINDORO, WI 54644-8004
Document Number	0000410000
Instrument Date	Jul 6, 2022
Instrument	410000
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W3866 STARK RD, MINDORO, WI 54644-8004

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON WI
Recording Date	Jun 6, 2018
Property Address	W3866 STARK RD, MINDORO, WI 54644-8004
Document Number	00642/0100
Book / Page	642 / 0100
Map Reference	VOL14 PG266
Instrument Date	May 25, 2018
Instrument	391182
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 SIOWY ST, WINONA, MN 55987

Mortgage

Document Number	0000391183
Date	Jun 6, 2018
Instrument	391183

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	May 25, 2019
Prepayment Penalty	00 Months

Tax Assessment & Valuation

The 2025 property tax bill for W3866 Stark Rd was $2,199 with a homeowner's exemption.

Source: Jackson County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jackson County
County Subdivision	North Bend Town
Unified School District	Melrose-Mindoro School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,199.00 Homeowner's exemption	$130,300 Land $25,200 Building $105,100	$182,000
2023		$130,300 Land $25,200 Building $105,100	$148,500
2021	$1,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W3866 Stark Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1993–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2016 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 2 claims Severe Storms, Tornadoes & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around W3866 Stark Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bug Tussel Wireless Fixed Wireless	25 / 5

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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