W3099 E Gate Dr, Watertown, WI 53094 Property Records

Jefferson County property record for W3099 E Gate Dr, Watertown, WI 53094

Property Summary

Property Type	Single Family Home
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Aug 2022)
Tax Bill	$4,505 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`032-0815-1121-004`

Property Details

APN / Parcel Number

Primary APN	`032-0815-1121-004`

Exterior

Lot Area	29,185 sqft (0.669 acres)

Location & Zoning

Street Address	W3099 EAST GATE DR
City	WATERTOWN
State	WI
Zip	53094-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 211.25FT W&S56DG37'E 286 .80FT & S52DG41'E 74.14FT OF N1/4/P,S46DG54'W 303.57FT, S 22DG39'E 80.86FT N50DG39'E 349.22FT, N
Legal Range	15E
Legal Township	08N
Legal Section	11
Legal Quarter	NW
Quarter-Quarter Section	NE
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2028
Census Tract	100100

Owner

W3099 E Gate Dr is owned and occupied by an individual who bought it in August 2022.

Source: Jefferson County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	W3099 EAST GATE DR, WATERTOWN, WI 53094-9725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU
Nov 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF ENGLAND
Jan 11, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND
Jun 22, 2018	Warranty Deed, Transfer · VA Mortgage MEMBERS ADVANTAGE CU
Feb 10, 2018	Deed of Trust, Mortgage · Line of Credit LANDMARK CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Prior Sale	Nov 18, 2020
Deed Document Number	1466447
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Aug 25, 2022
Property Address	W3099 EAST GATE DR, WATERTOWN, WI 53094-9725
Document Number	0001466447
Instrument Date	Aug 22, 2022
Instrument	1466447
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W3099 E GATE DR, WATERTOWN, WI 53094-9725

Mortgage

Document Number	0001466448
Date	Aug 25, 2022
Instrument	1466448

Lender

Name	SUMMIT CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON WI
Recording Date	Nov 18, 2020
Property Address	W3099 E GATE DR, WATERTOWN, WI 53094-9725
Document Number	0001435385
Instrument Date	Nov 13, 2020
Instrument	1435385
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001435386
Date	Nov 18, 2020
Instrument	1435386

Lender

Name	BANK OF ENGLAND

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jan 11, 2019
Property Address	W3099 E GATE DR, WATERTOWN, WI 53094-9725
Document Number	0001405314
Instrument Date	Jan 11, 2019
Instrument	1405314
Transaction Type	Transfer
Record Updated	Jan 25, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W3099 E GATE DR JOHNSON CREEK WI 530949725, JOHNSON CREEK, WI 53094-9725

Mortgage

Document Number	1405315
Date	Jan 11, 2019
Instrument	1405315

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jun 22, 2018
Property Address	W3099 E GATE DR, WATERTOWN, WI 53094-9725
Document Number	0001398295
Instrument Date	Jun 8, 2018
Instrument	1398295
Transaction Type	Transfer
Record Updated	Jul 19, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	W3099 E GATE DR JOHNSON CREEK WI 530949725, JOHNSON CREEK, WI 53094-9725

Mortgage

Document Number	1398296
Date	Jun 22, 2018
Instrument	1398296

Lender

Name	MEMBERS ADVANTAGE CU
Type	Credit Union
Address	WISCONSIN RAPIDS, WI 54494

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Interest

Rate	1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	W3099 E GATE DR, WATERTOWN, WI 53094-9725
Document Number	0001393633
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	W3099 E GATE DR JOHNSON CREEK WI 530949725, JOHNSON CREEK, WI 53094-9725

Mortgage

Document Number	0001393633
Date	Feb 16, 2018
Instrument	1393633

Lender

Name	LANDMARK CU
Type	Credit Union
Address	NEW BERLIN, WI 53151-0870

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for W3099 E Gate Dr was $4,505 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,505.00 Homeowner's exemption	$446,800 Land $103,400 Building $343,400	$509,100
2023	$3,797.00 Homeowner's exemption	$241,400 Land $60,800 Building $180,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W3099 E Gate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2000–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around W3099 E Gate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bug Tussel Wireless Fiber	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
Netwurx Fixed Wireless	100 / 20

May also be available: Verizon.

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