W246 Willard Rd, Spencer, WI 54479 Property Records

Clark County property record for W246 Willard Rd, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	2.41 acres (105,241 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2022)
Tax Bill	$8,956 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`048.0251.002`

Property Details

APN / Parcel Number

Primary APN	`048.0251.002`
Alternative APNs	`142885` `165594` `244891`

Exterior

Lot Area	105,241 sqft (2.41 acres)

Location & Zoning

Account Number	244891
Street Address	W246 WILLARD RD
City	SPENCER
State	WI
Zip	54479-9035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CSM 3082 DOC 645626 BG P T SW-SE SEC 12 T26N R1E
Legal Range	01E
Legal Township	26N
Legal Section	12
Legal Subdivision	CLARK COUNTY CERTIFIED
Legal Lot Number	2
Jurisdiction	CLARK WI
Township / Civil Division	SHERMAN
Census Block Group	1
Census Block	1000
Census Tract	950500

Owner

W246 Willard Rd is owned and occupied by an individual who bought it in July 2022.

Source: Clark County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2315 E 10TH ST, SUPERIOR, WI 54880-6902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK
Feb 28, 2022	Warranty Deed, Transfer BADGER TITLE INC, BADGER TITLE
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Feb 28, 2022 · Amount on File
Deed Document Number	2022651047
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	0000646024
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WI
Recording Date	Sep 2, 2026
Property Address	W246 WILLARD RD, SPENCER, WI 54479-9035
Document Number	0000673784
Instrument Date	Aug 24, 2026
Instrument	2026673784
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W246 WILLARD RD, SPENCER, WI 54479-9035

Mortgage

Document Number	0000673784,
Date	Sep 2, 2026
Instrument	2026673784

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2056

Interest

Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WI
Recording Date	Jul 11, 2022
Property Address	W246 WILLARD RD, SPENCER, WI 54479-9035
Document Number	0000651047
Instrument Date	Jul 8, 2022
Instrument	651047
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	W246 WILLARD RD, SPENCER, WI 54479-9035

Mortgage

Document Number	0000651048
Date	Jul 11, 2022
Instrument	651048

Lender

Name	BREMER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WI
Recording Date	Feb 28, 2022
Property Address	W246 WILLARD RD, SPENCER, WI 54479-9035
Document Number	0000648684
Instrument Date	Feb 28, 2022
Instrument	648684
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	BADGER TITLE INC, BADGER TITLE

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WI
Property Address	W246 WILLARD RD, SPENCER, WI 54479-9035
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	645293
Date	Aug 27, 2021
Instrument	645293

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2031

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WI
Property Address	W246 WILLARD RD, SPENCER, WI 54479-9035
Transaction Type	Mortgage
Record Updated	Jan 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	633256
Date	Dec 30, 2019
Instrument	633256

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for W246 Willard Rd was $8,956 with a homeowner's exemption.

Source: Clark County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Clark County
County Subdivision	Sherman Town
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,956.00 Homeowner's exemption	$356,200 Land $7,000 Building $349,200	$584,900
2023	$6,874.00 Homeowner's exemption	$356,200 Land $7,000 Building $349,200	$441,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W246 Willard Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–1980)
Most Recent Claim	Sep 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around W246 Willard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Country Wireless Fixed Wireless	100 / 100
Frontier DSL	90 / 5

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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