W2191 Riplinger Rd, Spencer, WI 54479 Property Records

Clark County property record for W2191 Riplinger Rd, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	1.97 acres (85,813 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Nov 2015)
Tax Bill	$1,850 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054.0387.000`

Property Details

APN / Parcel Number

Primary APN	`054.0387.000`
Alternative APNs	`146351` `167561` `246028`

Exterior

Lot Area	85,813 sqft (1.97 acres)

Location & Zoning

Account Number	246028
Street Address	W2191 RIPLINGER RD
City	SPENCER
State	WI
Zip	54479-8956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 286' OF N 300' OF NE-SE SEC 18 TWP 27 N R 1 E
Legal Range	01E
Legal Township	27
Legal Section	18
Jurisdiction	CLARK WI
Township / Civil Division	UNITY
Census Block Group	3
Census Block	3077
Census Tract	950500

Owner

W2191 Riplinger Rd is owned and occupied by two individuals who bought it in November 2015.

Source: Clark County records, as of February 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	W2191 RIPLINGER RD, SPENCER, WI 54479-8956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · ARM FORWARD BANK
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2015 · Amount on File
Deed Sale	Nov 5, 2015 · Amount on File
Prior Sale	Nov 26, 2013 · Amount on File
Deed Document Number	2015609833
Prior Transfer Date	Oct 13, 2015
Prior Transfer Doc	0000609833
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WI
Property Address	W2191 RIPLINGER RD, SPENCER, WI 54479-8956
Transaction Type	Mortgage
Record Updated	Mar 25, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	634114
Date	Feb 24, 2020
Instrument	634114

Lender

Name	FORWARD BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.84%
Max Rate At Change	4.84%
Index	1-Year CMT

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WI
Property Address	W2191 RIPLINGER RD, SPENCER, WI 54479-8956
Transaction Type	Mortgage
Record Updated	Sep 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	621015
Date	Oct 2, 2017
Instrument	621015

Lender

Name	ROYAL CU
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for W2191 Riplinger Rd was $1,850 with a homeowner's exemption.

Source: Clark County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Clark County
County Subdivision	Unity Town
Unified School District	Colby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,850.00 Homeowner's exemption	$95,800 Land $11,900 Building $83,900	$155,200
2023	$1,303.00 Homeowner's exemption	$95,800 Land $11,900 Building $83,900	$106,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W2191 Riplinger Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around W2191 Riplinger Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 500
Country Wireless Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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