W11439 Ramer Rd, Bruce, WI 54819 Property Records

Rusk County property record for W11439 Ramer Rd, Bruce, WI 54819

Property Summary

Property Type	Single Family Home
Lot Size	5.15 acres (224,770 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-00988-0000`

Property Details

APN / Parcel Number

Primary APN	`038-00988-0000`

Exterior

Lot Area	224,770 sqft (5.15 acres)

Location & Zoning

Street Address	W11439 RAMER RD
City	BRUCE
State	WI
Zip	54819-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL IN SW NE 29-34-7 VOLUME 289 PAGE 378 ACRES DETERMINED BY SURVEY RECORDS LOCATED IN RUSK COUNTY SURVEYORS OFFICE
Legal Range	07W
Legal Township	34N
Legal Section	29
Legal Quarter	NE
Quarter-Quarter Section	SW
Jurisdiction	RUSK WI
Township / Civil Division	THORNAPPLE
Census Block Group	2
Census Block	2019
Census Tract	960400

Owner

Source: Rusk County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	W11439 RAMER RD, BRUCE, WI 54819-9417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage HERITAGE CU
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	W11439 RAMER RD, BRUCE, WI 54819-9417
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000362592
Date	Jan 3, 2022
Instrument	362592

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	W11439 RAMER RD, BRUCE, WI 54819-9417
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000362591
Date	Jan 3, 2022
Instrument	362591

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	W11439 RAMER RD, BRUCE, WI 54819-9417
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	361247
Date	Sep 15, 2021
Instrument	361247

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Sep 28, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
County Subdivision	Thornapple Town
Unified School District	Bruce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00 (+44.88%) Homeowner's exemption	$103,900 (-) Land $13,400 Building $90,500	$212,400 (+29.51%)
2023	$1,553.00 Homeowner's exemption	$103,900 Land $13,400 Building $90,500	$164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bruce Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ramer Rd

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