Rusk County property record for ST012 Lake Cherokee, Henderson, TX 75652
| Property Type | Residential |
|---|---|
| Details | 2,328 sqft · built 1960 |
| Lot Size | 614,925 acres |
| Owner | 2 Individual Names on File |
| Last Sale | $731,500 (Oct 2021) |
| Tax Bill | $7,260 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03290-01790-00000-000000 |
| Primary APN | 03290-01790-00000-000000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,328 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Acres | 614,925 acres |
| Garage Type | Carport |
| Garage Area | 954 sqft |
| Carport | Carport |
| Carport Area | 954 sqft |
| Porch | Porch |
| Porch Area | 168 sqft |
| Deck Area | 1,194 sqft |
| Account Number | 03290-01790-00000-000000 |
|---|---|
| Street Address | ST012 LAKE CHEROKEE |
| City | HENDERSON |
| State | TX |
| Zip | 75652-9732 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | LT ST-12 LAKE CHEROKEE |
| Legal Subdivision | LAKE CHEROKKE |
| Legal Lot Number | ST-12 |
| Jurisdiction | RUSK TX |
| Township / Civil Division | HENDERSON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 950501 |
ST012 Lake Cherokee, a residential property, is owned and occupied by two individuals who bought it in October 2021.
Source: Rusk County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | ST012 LAKE CHEROKEE, HENDERSON, TX 75652-9732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Deed Document Number | 2021225230 |
| Deed Book / Page | 3810 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSK TX |
| Property Address | ST012 LAKE CHEROKEE, HENDERSON, TX 75652-9732 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | NOT AVAILABLE, WALL STREET ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 003810/121 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 3810/121 |
| Instrument | 225231 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
The 2026 property tax bill for ST012 Lake Cherokee was $7,260 with a homeowner's exemption, up 36.7% from the year before.
Source: Rusk County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Henderson City |
| County | Rusk County |
| Unified School District | Henderson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,260.00 (+36.67%) Homeowner's exemption | $375,900 (-0.2%) Building $375,900 | $375,900 (-0.2%) Building $375,900 |
| 2025 | $5,312.00 Homeowner's exemption | $376,660 Building $376,660 | $376,660 Building $376,660 |
| 2023 | $329,030 Building $329,030 | $329,030 Building $329,030 | |
| 2022 | $5,756.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place ST012 Lake Cherokee in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around ST012 Lake Cherokee is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW PROSPECT WSC PLANT 1 serves 936 people · EPA ID TX2010025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Zito Media.
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