SM030 Lake Cherokee, Henderson, TX 75652 Property Records

Rusk County property record for SM030 Lake Cherokee, Henderson, TX 75652

Property Summary

Property Type	Residential
Details	1,848 sqft · built 1998
Owner	2 Individual Names on File
Tax Bill	$1,957 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04070-03050-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`04070-03050-00000-000000`
Alternative APN	`31504`

Interior

Stories	1 Story
Building Area	1,848 sqft Living Area

Exterior

Year Built	Built 1998
Garage Area	624 sqft
Porch	Porch
Porch Area	376 sqft
Deck Area	560 sqft

Location & Zoning

Account Number	04070-03050-00000-000000
Old Parcel Number	04070-03050-00000-000000
Street Address	SM030 LAKE CHEROKEE
City	HENDERSON
State	TX
Zip	75652-9452
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LT SM-30 LAKE CHEROKEE 32 21.9287 N, 94 38.1734 W
Legal Subdivision	LAKE CHEROKEE
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	4
Census Block	4004
Census Tract	950400

Owner

Source: Rusk County records · APN 04070-03050-00000-000000

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	HENDERSON, TX 75652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2021
Deed Sale	Nov 18, 2021
Record Updated	Jun 08, 2026

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Nov 21, 2018
Property Address	LAKE CHEROKEE, HENDERSON, TX 75652
Document Number	3608/808
Book / Page	3608 / 808
Map Reference	VOL 523 PG 549
Instrument Date	Nov 19, 2018
Instrument	193380
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CONSUMERS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SM 30 LAKE CHEROKEE, HENDERSON, TX 75652-9452

Mortgage

Document Number	193381
Date	Nov 21, 2018
Instrument	193381

Lender

Name	COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	5 Years
Index	Prime Rate

Tax Assessment & Valuation

Source: Rusk County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,957.00 (-63.86%) Homeowner's exemption	$364,390 (+9.3%) Building $364,390	$364,390 (+9.3%) Building $364,390
2023		$333,390 Building $333,390	$333,390 Building $333,390
2022	$5,415.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rusk County (48401C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 35 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier, Zito West Holding.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NEW PROSPECT WSC PLANT 1 serves 936 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.