S7549 Carter Ridge Rd, Readstown, WI 54652 Property Records

Vernon County property record for S7549 Carter Ridge Rd, Readstown, WI 54652

Property Summary

Property Type	Single Family Home
Lot Size	7.03 acres (306,227 sqft)
Owner	Individual Name on File
Last Sale	$150,700 (Apr 2007)
Tax Bill	$3,050 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-00112-0015`

Property Details

APN / Parcel Number

Primary APN	`026-00112-0015`
Alternative APN	`62026TKI 112.0015`

Exterior

Lot Area	306,227 sqft (7.03 acres)

Location & Zoning

Street Address	S7549 CARTER RIDGE RD
City	READSTOWN
State	WI
Zip	54652-7076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 CSM VOL 4 P 135 PART OF SE NW & NE SW CARTER MT
Legal Lot Number	15
Jurisdiction	VERNON WI
Township / Civil Division	KICKAPOO
Census Block Group	2
Census Block	2021
Census Tract	960500

Owner

S7549 Carter Ridge Rd is owned and occupied by an individual who acquired it in March 2022.

Source: Vernon County records, as of February 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	S7549 CARTER RIDGE RD, READSTOWN, WI 54652-7076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Mar 31, 2022	Intrafamily Transfer, Transfer
Sep 9, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 4, 2021	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2007 · Amount on File
Deed Sale	Apr 25, 2007 · Amount on File
Prior Sale	Aug 4, 2021
Deed Document Number	0000436809
Last Transfer Date	Mar 31, 2022
Transfer Doc	0000526336
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	S7549 CARTER RIDGE RD, READSTOWN, WI 54652-7076
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000531856
Date	May 24, 2023
Instrument	531856

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VERNON WI
Recording Date	Mar 31, 2022
Property Address	S7549 CARTER RIDGE RD, READSTOWN, WI 54652-7076
Document Number	0000526336
Map Reference	DOC 364528
Instrument Date	Mar 16, 2022
Instrument	526336
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	S7549 CARTER RIDGE RD, READSTOWN, WI 54652-7076
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7549 S CARTER RIDGE ROAD, READSTOWN, WI 54652

Mortgage

Document Number	515984
Date	Sep 9, 2020
Instrument	515984

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	242 Months
Due	Nov 1, 2040

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VERNON WI
Recording Date	Aug 4, 2021
Property Address	S7549 CARTER RIDGE RD, READSTOWN, WI 54652-7076
Document Number	522534
Map Reference	DOC 364528
Instrument Date	Feb 2, 2021
Instrument	522534
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	THE TITLE GROUP INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	522535
Date	Aug 4, 2021
Instrument	522535

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for S7549 Carter Ridge Rd was $3,050 with a homeowner's exemption.

Source: Vernon County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
County Subdivision	Kickapoo Town
Unified School District	Kickapoo Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,050.00 Homeowner's exemption	$234,000 Land $38,900 Building $195,100	$265,700
2023	$2,071.00 Homeowner's exemption	$106,700 Land $15,500 Building $91,200	$199,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place S7549 Carter Ridge Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (2007–2020)
Claims Outside the SFHA	13 of 21
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 7 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around S7549 Carter Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vernon Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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