S65W18680 Gem Dr, Muskego, WI 53150 Property Records

Waukesha County property record for S65W18680 Gem Dr, Muskego, WI 53150

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,964 sqft · built 1956
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$267,900 (May 2018)
Tax Bill	$4,105 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`MSKC-2174-105`

Property Details

APN / Parcel Number

Primary APN	`MSKC-2174-105`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,014 sqft
Upper Floors Area	485 sqft
Basement Area	1,108 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	200 ft deep x 80 ft wide
View / Lot	Traffic
Garage Type	Attached
Garage Area	378 sqft
Porch	Slab
Porch Area	144 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	S65W18680 GEM DR
City	MUSKEGO
State	WI
Zip	53150-9636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 12 JEWEL CREST SUBD PT NW1/4 & SW1/4 SEC 4 T5N R20E :: DOC #4341456
Legal Range	20E
Legal Township	5N
Legal Section	4
Legal Subdivision	JEWEL CREST SUBD
Legal Block	12
Legal Lot Number	5
Jurisdiction	WAUKESHA WI
Township / Civil Division	MUSKEGO
Census Block Group	3
Census Block	3012
Census Tract	201701

Owner

S65W18680 Gem Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Waukesha County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	S65W18680 GEM DR, MUSKEGO, WI 53150-9636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage VA
May 29, 2018	Warranty Deed, Transfer · VA Mortgage THE EQUITABLE BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Oct 15, 1998 · Amount on File
Deed Document Number	20184341456
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	S65W18680 GEM DR, MUSKEGO, WI 53150-9636
Transaction Type	Mortgage
Record Updated	Sep 7, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004732172
Date	Aug 9, 2023
Instrument	4732172

Lender

Name	VA
Type	Government Agency

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	May 29, 2018
Property Address	S65W18680 GEM DR, MUSKEGO, WI 53150-9636
Document Number	0004341456
Instrument Date	May 21, 2018
Instrument	4341456
Transaction Type	Transfer
Record Updated	Jun 17, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 W 18680 GEM DR, MUSKEGO, WI 53150

Mortgage

Document Number	0004341457
Date	May 29, 2018
Instrument	4341457

Lender

Name	THE EQUITABLE BANK SSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for S65W18680 Gem Dr was $4,105.

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Muskego City
Unified School District	Muskego-Norway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,105.00	$424,000 Land $85,900 Building $338,100	$488,700
2023	$3,253.00 Homeowner's exemption	$284,600 Land $66,000 Building $218,600	$361,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place S65W18680 Gem Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	13 (1993–2025)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Aug 2025 · Severe Storms, Straight-line Winds, Flooding, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, And Mudslides, Aug 2025 · 10 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around S65W18680 Gem Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKEGO WATER UTILITY serves 8,150 people · EPA ID WI2681741
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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