S524 Curtis Ave, Spring Valley, WI 54767 Property Records

Pierce County property record for S524 Curtis Ave, Spring Valley, WI 54767

Property Summary

Property Type	Single Family Home
Lot Size	0.409 acres (17,845 sqft)
Owner	Individual Name on Record
Last Sale	$283,000 (Jul 2024)
Tax Bill	$3,738 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181-1035-300`

Property Details

APN / Parcel Number

Primary APN	`181-1035-300`
Alternative APNs	`181227150821P226000006` `181-01035-0300`

Exterior

Lot Area	17,845 sqft (0.409 acres)

Location & Zoning

Street Address	S524 CURTIS AVE
City	SPRING VALLEY
State	WI
Zip	54767-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 20 FT OF LOT 5, ALL LOT 6 & S 1/2 OF LOT 7 DECKERS ADD
Legal Range	15W
Legal Township	27N
Legal Section	08
Legal Subdivision	DECKERS ADDITION
Legal Lot Number	6
Jurisdiction	PIERCE WI
Township / Civil Division	SPRING VALLEY
Census Block Group	2
Census Block	2049
Census Tract	960100

Owner

Source: Pierce County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	S524 CURTIS AVE, SPRING VALLEY, WI 54767-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2024	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage WATERSTONE MORTGAGE
May 17, 2021	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE
Jan 31, 2020	Loan Modification, Mortgage · VA Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	May 17, 2021 · Amount on Record
Deed Document Number	2024622319
Prior Transfer Date	Jun 4, 2015
Prior Transfer Doc	0000558162
Record Updated	Sep 20, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WI
Recording Date	Jul 19, 2024
Property Address	S524 CURTIS AVE, SPRING VALLEY, WI 54767-9003
Document Number	0000622319
Instrument Date	Jul 16, 2024
Instrument	622319
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$849.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S524 CURTIS AVE, SPRING VALLEY, WI 54767-9003

Mortgage

Document Number	0000622320
Date	Jul 19, 2024
Instrument	622320

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	S524 CURTIS AVE, SPRING VALLEY, WI 54767-9003
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000590764
Date	Feb 10, 2020
Instrument	590764

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Interest

Rate Type	Fixed Rate

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PIERCE WI
Recording Date	May 17, 2021
Property Address	S524 CURTIS AVE, SPRING VALLEY, WI 54767-9003
Document Number	0000602544
Instrument Date	May 13, 2021
Instrument	602544
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S524 CURTIS AVE, SPRING VALLEY, WI 54767-9003

Mortgage

Document Number	0000602545
Date	May 17, 2021
Instrument	602545

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WI
Property Address	S524 CURTIS AVE, SPRING VALLEY, WI 54767-9003
Document Number	0000591116
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	PIERCE COUNTY ABSTRACT AND TITLE COMPANY INC, PIERCE CNTY ABS & TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	S524 CURTIS AVE SPRING VALLEY WI 547679003, SPRING VALLEY, WI 54767-9003

Mortgage

Document Number	0000591116
Date	Feb 27, 2020
Instrument	591116

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2035

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Pierce County
Municipality	Spring Valley Village
Unified School District	Spring Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,738.00 (+6.44%) Homeowner's exemption	$236,500 (+74.67%) Land $25,600 Building $210,900	$263,600 (+91.64%) Land $28,533 Building $235,067
2023	$3,512.00 Homeowner's exemption	$135,400 Land $18,600 Building $116,800	$137,552 Land $18,895 Building $118,657

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2006–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY WATERWORKS serves 1,409 people · EPA ID WI6480249
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spring Valley Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 24-7 Telcom.

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