S109 Cedar Ln, Fremont, NE 68025 Property Records

Saunders County property record for S109 Cedar Ln, Fremont, NE 68025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,395 sqft · built 1996
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Trust Names on File
Last Sale	$690,000 (Apr 2025)
Tax Bill	$7,858 (2025)
Deeds & Mortgages	Apr 2025 Sale Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`004239500`

Property Details

APN / Parcel Number

Primary APN	`004239500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	386 sqft
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	S109 CEDAR LN
City	FREMONT
State	NE
Zip	68025-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT S-109 WOODCLIFF 2-16-8; MAP NUMBER: 2655-02-1-20710-000-9500
Legal Range	08
Legal Township	16
Legal Section	02
Legal Subdivision	FREMONT-WOODCLIFF SKI DI & TIRAWA
Legal Lot Number	S-109
Jurisdiction	SAUNDERS NE
Township / Civil Division	POHOCCO
Census Block Group	1
Census Block	1008
Census Tract	968100

Owner

S109 Cedar Ln is owner-occupied and held in a trust since April 2025.

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	S109 CEDAR LN, FREMONT, NE 68025-6822
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Warranty Deed, Transfer AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on File
Deed Sale	Apr 9, 2025 · Amount on File
Deed Document Number	2025110
Deed Book / Page	618 / 1243
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Apr 9, 2025
Property Address	S109 CEDAR LN, FREMONT, NE 68025-6822
Document Number	0006181243
Book / Page	618 / 1243
Instrument Date	Apr 9, 2025
Instrument	2025-04-110
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$1,552.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Oct 12, 2021
Property Address	S109 CEDAR LN, FREMONT, NE 68025-6822
Document Number	0005690419
Book / Page	569 / 419
Instrument Date	Sep 28, 2021
Instrument	2021-10-228
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	PLATINUM TITLE LLC, PLATINUM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202110229
Date	Oct 12, 2021
Instrument	2021-10-229

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for S109 Cedar Ln was $7,858.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Pohocco Township
Unified School District	Fremont Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,858.00	$590,702 Land $130,000 Building $460,702	$590,702 Land $130,000 Building $460,702
2023	$8,021.00	$459,132 Land $130,000 Building $329,132	$459,132 Land $130,000 Building $329,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place S109 Cedar Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 146 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	17 (1978–2024)
Claims Outside the SFHA	3 of 17
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around S109 Cedar Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUNDERS CO SID 8 private · serves 925 people · EPA ID NE3120483
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	2.05 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Alpine Connective Fixed Wireless	200 / 50

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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