N9038 Setz Ln, Waterloo, WI 53594 Property Records

Jefferson County property record for N9038 Setz Ln, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jan 2020)
Tax Bill	$6,081 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`030-0813-1141-000`

Property Details

APN / Parcel Number

Primary APN	`030-0813-1141-000`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	N9038 SETZ LN
City	WATERLOO
State	WI
Zip	53594-9466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, CSM 5974-34-277, DOC 1408580.
Legal Range	13E
Legal Township	08N
Legal Section	11
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	TOWN/WATERLOO
Legal Lot Number	1
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3004
Census Tract	100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	N9038 SETZ LN, WATERLOO, WI 53594-9466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK KANSAS
Apr 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LAKE MILLS
Jan 7, 2020	Warranty Deed, Transfer · VA Mortgage USAA
May 7, 2019	Correction Deed, Transfer NOT AVAILABLE
Apr 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Prior Sale	Aug 26, 2016
Deed Document Number	1419022
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	N9038 SETZ LN, WATERLOO, WI 53594-9466
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N9038 SETZ LN, WATERLOO, WI 53594-9466

Mortgage

Document Number	0001501801
Date	Dec 3, 2025
Instrument	1501801

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	N9038 SETZ LN, WATERLOO, WI 53594-9466
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001439813
Date	Feb 5, 2021
Instrument	1439813

Lender

Name	FIRST FEDERAL BANK KANSAS
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	N9038 SETZ LN, WATERLOO, WI 53594-9466
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001473089
Date	Apr 18, 2023
Instrument	1473089

Lender

Name	BANK OF LAKE MILLS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jan 7, 2020
Property Address	N9038 SETZ LN, WATERLOO, WI 53594-9466
Document Number	0001419022
Instrument Date	Dec 30, 2019
Instrument	1419022
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	N903 SETZ LN WATERLOO WI 53594, WATERLOO, WI 53594

Mortgage

Document Number	1419023
Date	Jan 7, 2020
Instrument	1419023

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

May 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	JEFFERSON WI
Recording Date	May 7, 2019
Property Address	N9038 SETZ LN, WATERLOO, WI 53594-9466
Document Number	0001408646
Instrument Date	May 7, 2019
Instrument	1408646
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Apr 5, 2019
Property Address	N9038 SETZ LN, WATERLOO, WI 53594-9466
Document Number	0001407632
Instrument Date	Apr 1, 2019
Instrument	1407632
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
County Subdivision	Waterloo Town
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,081.00 (+15.96%) Homeowner's exemption	$424,000 (+0.02%) Land $85,800 Building $338,200	$501,400
2023	$5,244.00 Homeowner's exemption	$423,900 Land $85,700 Building $338,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwurx Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

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