N5689 Bernard St, Onalaska, WI 54650 Property Records

La Crosse County property record for N5689 Bernard St, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Dec 2005)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-001998-000`

Property Details

APN / Parcel Number

Primary APN	`010-001998-000`
Alternative APNs	`10 1998 0` `15348`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	15348
Old Parcel Number	10 1998 0
Street Address	N5689 BERNARD ST
City	ONALASKA
State	WI
Zip	54650-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL DISTRICT A
Legal Description	SCHALLER LAKE PARK ADDITION LOT 4 BLOCK 6 T/W ESMT IN DOC NO. 1653147
Legal Range	08
Legal Township	17
Legal Section	26
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	SCHALLER LAKE PARK ADDITION
Legal Block	6
Legal Lot Number	4
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2004
Census Tract	10203

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	N5689 BERNARD ST, ONALASKA, WI 54650-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2005 · Amount on Record
Deed Sale	Dec 6, 2005 · Amount on Record
Deed Document Number	1438180
Deed Book / Page	558 / 95
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	N5689 BERNARD ST, ONALASKA, WI 54650-9604
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1710569
Date	May 23, 2018
Instrument	1710569

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Onalaska Town
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,410.00 (-3.56%) Homeowner's exemption	$165,000 (-) Land $17,500 Building $147,500	$275,600 (+67.03%)
2023	$2,499.00 (-3.48%) Homeowner's exemption	$165,000 (-) Land $17,500 Building $147,500	$165,000 (-) Land $17,500 Building $147,500
2022	$2,589.00 Homeowner's exemption	$165,000 Land $17,500 Building $147,500	$165,000 Land $17,500 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20