N5496 Thornapple Rd, Ladysmith, WI 54848 Property Records

Rusk County property record for N5496 Thornapple Rd, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Aug 2021)
Tax Bill	$2,303 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-00335-0000`

Property Details

APN / Parcel Number

Primary APN	`038-00335-0000`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	N5496 THORNAPPLE RD
City	LADYSMITH
State	WI
Zip	54848-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL IN NW SW 27-35-7 DESC AS FOLLOWS COMMENCING ONE-HALF CHAIN E OF THE STAKE, RUNNING S PARALLEL TO THE SECTION LINE, 2 C
Legal Range	07W
Legal Township	35N
Legal Section	27
Legal Quarter	SW
Quarter-Quarter Section	NW
Jurisdiction	RUSK WI
Township / Civil Division	THORNAPPLE
Census Block Group	3
Census Block	3014
Census Tract	960100

Owner

N5496 Thornapple Rd is owned and occupied by an individual who bought it in August 2021.

Source: Rusk County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	N5496 THORNAPPLE RD, LADYSMITH, WI 54848-9571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Aug 12, 2021	Warranty Deed, Transfer
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L
Jan 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Deed Document Number	360841
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	N5496 THORNAPPLE RD, LADYSMITH, WI 54848-9571
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000363216
Date	Mar 8, 2022
Instrument	363216

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Feb 28, 2044

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Aug 12, 2021
Property Address	N5496 THORNAPPLE RD, LADYSMITH, WI 54848-9571
Document Number	360841
Instrument Date	Aug 12, 2021
Instrument	360841
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount on Record
Tax	$543.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	N5496 THORNAPPLE RD, LADYSMITH, WI 54848-9571
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	633/970
Date	Nov 29, 2017
Book Page	633/970
Instrument	346729

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	N5496 THORNAPPLE RD, LADYSMITH, WI 54848-9571
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	623/130
Date	Jan 10, 2017
Book Page	623/130
Instrument	343640

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for N5496 Thornapple Rd was $2,303 with a homeowner's exemption.

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
County Subdivision	Thornapple Town
Unified School District	Bruce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,303.00 Homeowner's exemption	$106,100 Land $6,500 Building $99,600	$215,500
2023	$1,592.00 Homeowner's exemption	$106,100 Land $6,500 Building $99,600	$166,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place N5496 Thornapple Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around N5496 Thornapple Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bruce Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thornapple Rd

Nearby Streets

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