N5481 Penny Ln, Onalaska, WI 54650 Property Records

La Crosse County property record for N5481 Penny Ln, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Aug 2018)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-002421-000`

Property Details

APN / Parcel Number

Primary APN	`010-002421-000`
Alternative APNs	`10 2421 0` `60941`

Exterior

Lot Area	33,541 sqft (0.769 acres)

Location & Zoning

Account Number	60941
Old Parcel Number	10 2421 0
Street Address	N5481 PENNY LN
City	ONALASKA
State	WI
Zip	54650-9227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL DISTRICT A
Legal Description	STRAWBERRY COMMONS LOT 1 BLOCK 6 & VAC ST IN DOC NO. 1459671 DESC AS FOLL PRT VAC CLOVERDALE RD LYG W OF WLY R/W PENNEY LN &
Legal Range	07
Legal Township	17
Legal Section	29
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Block	6-7
Legal Lot Number	1,7
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	1
Census Block	1005
Census Tract	10404

Owner

N5481 Penny Ln is owned and occupied by an individual who bought it in August 2018.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	N5481 PENNY LN, ONALASKA, WI 54650-9227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2018 · Amount on File
Deed Sale	Aug 6, 2018 · Amount on File
Deed Document Number	1714336
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 6, 2018
Property Address	N5481 PENNY LN, ONALASKA, WI 54650-9227
Document Number	0001714336
Instrument Date	Aug 3, 2018
Instrument	1714336
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N5481 PENNY LN, ONALASKA, WI 54650-9227

Mortgage

Document Number	1714337
Date	Aug 6, 2018
Instrument	1714337

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for N5481 Penny Ln was $4,122 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Onalaska Town
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,122.00 Homeowner's exemption	$245,300 Land $37,000 Building $208,300	$409,700
2023	$4,312.00 (+6.36%) Homeowner's exemption	$245,300 (-) Land $37,000 Building $208,300	$245,300 (-) Land $37,000 Building $208,300
2022	$4,054.00 Homeowner's exemption	$245,300 Land $37,000 Building $208,300	$245,300 Land $37,000 Building $208,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place N5481 Penny Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around N5481 Penny Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20