La Crosse County property record for N5433 Circle Dr W, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Aug 2021) |
| Tax Bill | $3,003 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-000876-000 |
| Primary APN | 010-000876-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 14,810 sqft (0.339 acres) |
|---|
| Account Number | 14168 |
|---|---|
| Old Parcel Number | 10 876 0 |
| Street Address | N5433 CIRCLE DR W |
| City | ONALASKA |
| State | WI |
| Zip | 54650-9207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL DISTRICT A |
| Legal Description | TERRACE HEIGHTS ADDITION LOT 13 |
| Legal Range | 07 |
| Legal Township | 17 |
| Legal Section | 29 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | TERRACE ADDITION |
| Legal Lot Number | 13 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10404 |
N5433 Circle Dr W is owned and occupied by an individual who bought it in August 2021.
Source: La Crosse County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | N5433 CIRCLE DR W, ONALASKA, WI 54650-9207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FEDERAL CREDIT UNION |
| Jun 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Apr 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on File |
| Deed Sale | Aug 17, 2021 · Amount on File |
| Deed Document Number | 1778871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Sep 4, 2026 |
| Property Address | N5433 CIRCLE DR W, ONALASKA, WI 54650-9207 |
| Document Number | 0001854169 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20261854169 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | N5433 CIRCLE DR W, ONALASKA, WI 54650-9207 |
| Document Number | 0001854169, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 20261854169 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 19, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | N5433 CIRCLE DR W, ONALASKA, WI 54650-9207 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001694977 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 1694977 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | N5433 CIRCLE DR W, ONALASKA, WI 54650-9207 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001691354 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 1691354 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Aug 17, 2021 |
| Property Address | N5433 CIRCLE DR W, ONALASKA, WI 54650-9207 |
| Document Number | 0001778871 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 1778871 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | NEW CASTLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0001778872 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 1778872 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for N5433 Circle Dr W was $3,003 with a homeowner's exemption.
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| County Subdivision | Onalaska Town |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,003.00 Homeowner's exemption | $183,100 Land $25,500 Building $157,600 | $305,800 |
| 2023 | $3,219.00 (+6.38%) Homeowner's exemption | $183,100 (-) Land $25,500 Building $157,600 | $183,100 (-) Land $25,500 Building $157,600 |
| 2022 | $3,026.00 Homeowner's exemption | $183,100 Land $25,500 Building $157,600 | $183,100 Land $25,500 Building $157,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place N5433 Circle Dr W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around N5433 Circle Dr W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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