N5195 E 6th St N, Ladysmith, WI 54848 Property Records

Rusk County property record for N5195 E 6th St N, Ladysmith, WI 54848

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,302 sqft · built 1965
Lot Size1.68 acres (73,181 sqft)
Owner2 Individual Names on Record
Tax Bill$2,213 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN012-00834-0000

Property Details

APN / Parcel Number

Primary APN012-00834-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,302 sqft Living Area
1st Floor Area1,302 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialFiber Cement Siding
Roof TypeGambrel
Lot Area73,181 sqft (1.68 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street AddressN5195 E 6TH ST N
CityLADYSMITH
StateWI
Zip54848-9546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL IN GOVT LOT 12 34-35-6 DESC AS BEGINNING AT THE NE CORNER OF LOT 1 BLOCK 2 THOMAS 3RD ADDN TO THE CITY OF LADYSMITH, T
Legal Range06W
Legal Township35N
Legal Section34
Legal SubdivisionTOWN OF FLAMBEAU
Legal Block2
Legal Lot Number1
JurisdictionRUSK WI
Township / Civil DivisionFLAMBEAU
Census Block Group1
Census Block1011
Census Tract960500

Owner

Source: Rusk County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressN5195 E 6TH ST N, LADYSMITH, WI 54848-9546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL CU
Apr 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
LADYSMITH FEDL SAVINGS & LOAN
Nov 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
LADYSMITH FEDERAL S & L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2012
Deed SaleFeb 10, 2012
Prior SaleApr 15, 2008 · Amount on Record
Deed Document Number2012326351
Deed Book / Page562 / 158
Prior Transfer DateApr 7, 2008
Prior Transfer Doc00511/0723
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK WI
Property AddressN5195 E 6TH ST N, LADYSMITH, WI 54848-9546
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number360445
DateJul 12, 2021
Instrument360445
Lender
NameROYAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 11, 2041
Interest
Rate TypeFixed Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK WI
Property AddressN5195 E 6TH ST N, LADYSMITH, WI 54848-9546
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number354885
DateApr 6, 2020
Instrument354885
Lender
NameLADYSMITH FEDL SAVINGS & LOAN
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2035
Interest
Rate TypeFixed Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK WI
Property AddressN5195 E 6TH ST N, LADYSMITH, WI 54848-9546
Transaction TypeMortgage
Record UpdatedMay 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number633/838
DateNov 28, 2017
Book Page633/838
Instrument346712
Lender
NameLADYSMITH FEDERAL S & L
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2032
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyRusk County
County SubdivisionFlambeau Town
Unified School DistrictLadysmith School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,213.00 (+12.05%) Homeowner's exemption$119,100 (-) Land $15,000 Building $104,100$196,900 (+17.62%)
2023$1,975.00 Homeowner's exemption$119,100 Land $15,000 Building $104,100$167,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1994)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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