Rusk County property record for N4903 Tower Rd, Ladysmith, WI 54848
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 528 sqft · built 2024 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $15,000 (Oct 2023) |
| Tax Bill | $597 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-01035-0000 |
| Primary APN | 012-01035-0000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 528 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Metal |
| Roof Type | Gambrel |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | None |
|---|---|
| Heating System | Partial |
| Heating Fuel | Gas |
| Street Address | N4903 TOWER RD |
|---|---|
| City | LADYSMITH |
| State | WI |
| Zip | 54848-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPLE HILL LOT 1 BLOCK 2 EX N 23 13 RODS DOCUMENT # 372504 |
| Legal Range | 06W |
| Legal Township | 35N |
| Legal Section | 35 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | MAPLE HILL |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | RUSK WI |
| Township / Civil Division | FLAMBEAU |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 960500 |
N4903 Tower Rd is owned and occupied by an individual who acquired it in January 2025.
Source: Rusk County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | N4903 TOWER RD, LADYSMITH, WI 54848-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2023 | Warranty Deed, Transfer |
| Jul 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on File |
| Deed Sale | Oct 16, 2023 · Amount on File |
| Prior Sale | Oct 16, 2023 · Amount on File |
| Deed Document Number | 0000368732 |
| Last Transfer Date | Jan 8, 2025 |
| Transfer Doc | 0000372504 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUSK WI |
| Recording Date | Oct 16, 2023 |
| Property Address | N4903 TOWER RD, LADYSMITH, WI 54848-9532 |
| Document Number | 0000368732 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 368732 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSK WI |
| Property Address | N4903 TOWER RD, LADYSMITH, WI 54848-9532 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 628/398 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 628/398 |
| Instrument | 345197 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for N4903 Tower Rd was $597 with a homeowner's exemption.
Source: Rusk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Rusk County |
| County Subdivision | Flambeau Town |
| Unified School District | Ladysmith School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $597.00 Homeowner's exemption | $41,500 Land $6,000 Building $35,500 | $68,600 |
| 2023 | $235.00 (+2.62%) | $16,000 (-) Land $6,000 Building $10,000 | $22,500 (+13.64%) |
| 2022 | $229.00 | $16,000 Land $6,000 Building $10,000 | $19,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place N4903 Tower Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1994) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around N4903 Tower Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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