Rusk County property record for N478 Cote Rd, Holcombe, WI 54745
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.71 acres (248,728 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,855 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-00604-0005 |
| Primary APN | 046-00604-0005 |
|---|
| Lot Area | 248,728 sqft (5.71 acres) |
|---|
| Street Address | N478 COTE RD |
|---|---|
| City | HOLCOMBE |
| State | WI |
| Zip | 54745-9614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL IN GOVT LOT 3 31-33-6 LOT 1 CSM 553 446 VOLUME 373 PAGE 88 |
| Legal Range | 06W |
| Legal Township | 33N |
| Legal Section | 31 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NE |
| Legal Lot Number | 1 |
| Jurisdiction | RUSK WI |
| Township / Civil Division | WILLARD |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 960300 |
N478 Cote Rd is owned and occupied by an individual.
Source: Rusk County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | N478 COTE RD, HOLCOMBE, WI 54745-9614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2018 | Deed of Trust, Mortgage · ARM TIME FSB |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PREVAIL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSK WI |
| Property Address | N478 COTE RD, HOLCOMBE, WI 54745-9614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 641/751 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 641/751 |
| Instrument | 348971 |
| Name | TIME FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.4% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSK WI |
| Property Address | N478 COTE RD, HOLCOMBE, WI 54745-9614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 355408 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 355408 |
| Name | PREVAIL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for N478 Cote Rd was $1,855 with a homeowner's exemption.
Source: Rusk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Rusk County |
| County Subdivision | Willard Town |
| Unified School District | Lake Holcombe School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,855.00 Homeowner's exemption | $158,900 Land $33,500 Building $125,400 | $198,200 |
| 2023 | $1,603.00 Homeowner's exemption | $160,900 Land $35,500 Building $125,400 | $160,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place N478 Cote Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around N478 Cote Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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