N4577 Circle Dr, Cambridge, WI 53523 Property Records

Jefferson County property record for N4577 Circle Dr, Cambridge, WI 53523

Property Summary

Property Type	Single Family Home
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$353,000 (Jun 2026)
Tax Bill	$4,461 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`022-0613-0533-044`

Property Details

APN / Parcel Number

Primary APN	`022-0613-0533-044`

Exterior

Lot Area	19,166 sqft (0.44 acres)

Location & Zoning

Street Address	N4577 CIRCLE DR
City	CAMBRIDGE
State	WI
Zip	53523-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12, BLK 7, 3RD ADD TO SHORE PLACE.
Legal Range	13E
Legal Township	06N
Legal Section	05
Legal Subdivision	THIRD ADDITION TO SHORE PLACE
Legal Block	7
Legal Lot Number	11-12
Jurisdiction	JEFFERSON WI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1019
Census Tract	100602

Owner

N4577 Circle Dr is owned and occupied by an individual who bought it in June 2026.

Source: Jefferson County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	N4577 CIRCLE DR, CAMBRIDGE, WI 53523-9515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit FORT COMMUNITY CU
May 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage FORT COMMUNITY CU
Oct 28, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 15, 2018	Deed, Transfer · Conventional Mortgage NBKC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Oct 28, 2022 · Amount on File
Deed Document Number	20261508006
Prior Transfer Date	Jun 18, 2015
Prior Transfer Doc	0001356123
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jun 2, 2026
Property Address	N4577 CIRCLE DR, CAMBRIDGE, WI 53523-9515
Document Number	0001508006
Instrument Date	May 29, 2026
Instrument	20261508006
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,959.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N4577 CIRCLE DR, CAMBRIDGE, WI 53523-9515

Mortgage

Document Number	0001508007,
Date	Jun 2, 2026
Instrument	20261508007

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	N4577 CIRCLE DR, CAMBRIDGE, WI 53523-9515
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001469593
Date	Nov 30, 2022
Instrument	1469593

Lender

Name	FORT COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 25, 2037

Interest

Rate Type	Fixed Rate

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	N4577 CIRCLE DR, CAMBRIDGE, WI 53523-9515
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001483952
Date	May 9, 2024
Instrument	1483952

Lender

Name	FORT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2020
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	Prime Rate
Margin	1
Max Rate	18%

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Oct 28, 2022
Property Address	N4577 CIRCLE DR, CAMBRIDGE, WI 53523-9515
Document Number	0001468668
Instrument Date	Oct 25, 2022
Instrument	1468668
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WI
Recording Date	Oct 15, 2018
Property Address	N4577 CIRCLE DR, CAMBRIDGE, WI 53523-9515
Document Number	0001402556
Instrument Date	Oct 15, 2018
Instrument	1402556
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N4577 CIRCLE DR, CAMBRIDGE, WI 53523-9515

Mortgage

Document Number	0001402557
Date	Oct 15, 2018
Instrument	1402557

Lender

Name	NBKC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for N4577 Circle Dr was $4,461 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
County Subdivision	Oakland Town
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,461.00 Homeowner's exemption	$284,300 Land $112,000 Building $172,300	$316,300
2023	$3,887.00 Homeowner's exemption	$284,300 Land $112,000 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place N4577 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around N4577 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netwurx.

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