N4546 Circle Dr, Cambridge, WI 53523 Property Records

Jefferson County property record for N4546 Circle Dr, Cambridge, WI 53523

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Tax Bill	$618 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-0613-0533-053`

Property Details

APN / Parcel Number

Primary APN	`022-0613-0533-053`

Exterior

Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	N4546 CIRCLE DR
City	CAMBRIDGE
State	WI
Zip	53523-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, BLK 5, 3RD ADD TO SHORE PLACE.
Legal Range	13E
Legal Township	06N
Legal Section	05
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	ADD TO SHORE PLACE
Legal Block	5
Legal Lot Number	10
Jurisdiction	JEFFERSON WI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1027
Census Tract	100602

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	N4546 CIRCLE DR, CAMBRIDGE, WI 53523-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Aug 1, 2019	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jul 9, 2019	Quit Claim Deed, Transfer SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 9, 2019
Transfer Doc	0001411110
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	N4546 CIRCLE DR, CAMBRIDGE, WI 53523-9706
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001483465
Date	Apr 26, 2024
Instrument	1483465

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	N4546 CIRCLE DR, CAMBRIDGE, WI 53523-9706
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001454671
Date	Nov 8, 2021
Instrument	1454671

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	N4546 CIRCLE DR, CAMBRIDGE, WI 53523-9706
Document Number	0001412444
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	N4546 CIRCLE DR CAMBRIDGE WI 535239706, CAMBRIDGE, WI 53523-9706

Mortgage

Document Number	0001412444
Date	Aug 7, 2019
Instrument	1412444

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jul 9, 2019
Property Address	N4546 CIRCLE DR, CAMBRIDGE, WI 53523-9706
Document Number	0001411110
Instrument Date	Jul 3, 2019
Instrument	1411110
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	N4546 CIRCLE DR CAMBRIDGE WI 535239706, CAMBRIDGE, WI 53523-9706

Mortgage

Document Number	1411111
Date	Jul 9, 2019
Instrument	1411111

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 8, 2034

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
County Subdivision	Oakland Town
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$618.00 (+38.88%) Homeowner's exemption	$39,400 (-) Land $33,100 Building $6,300	$43,800
2023	$445.00 Homeowner's exemption	$39,400 Land $33,100 Building $6,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netwurx.

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