N435 Oxbow Bend, Milton, WI 53563 Property Records

Jefferson County property record for N435 Oxbow Bend, Milton, WI 53563

Property Summary

Property TypeSingle Family Home
Lot Size0.89 acres (38,768 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Jun 2023)
Tax Bill$5,347 (2025)
Deeds & MortgagesSep 2026 Mortgage
Dec 2025 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN016-0513-3412-017

Property Details

APN / Parcel Number

Primary APN016-0513-3412-017

Exterior

Lot Area38,768 sqft (0.89 acres)

Location & Zoning

Street AddressN435 OXBOW BND
CityMILTON
StateWI
Zip53563-9505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1, CSM 6510, DOC 1488804
Legal Range13E
Legal Township05N
Legal Section34
Legal SubdivisionBINGHAM POINT ESTATES
Legal Lot Number1
JurisdictionJEFFERSON WI
Township / Civil DivisionKOSHKONONG
Census Block Group1
Census Block1055
Census Tract101201

Owner

Source: Jefferson County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressN435 OXBOW BND, MILTON, WI 53563-9505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed of Trust, Mortgage · VA Mortgage
SWIFT HOME LOANS INC
Dec 3, 2025Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 12, 2023Deed, Transfer · VA Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2023 · Amount on Record
Deed SaleJun 12, 2023 · Amount on Record
Deed Document Number20231474631
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Recording DateSep 23, 2026
Property AddressN435 OXBOW BND, MILTON, WI 53563-9505
Document Number0001512187
Instrument DateSep 17, 2026
Instrument20261512187
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
AddressN435 OXBOW BND, MILTON, WI 53563-9505

Mortgage

Document Number0001512187,
DateSep 23, 2026
Instrument20261512187
Lender
NameSWIFT HOME LOANS INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property AddressN435 OXBOW BND, MILTON, WI 53563-9505
Transaction TypeMortgage
Record UpdatedDec 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
AddressN435 OXBOW BND, MILTON, WI 53563-9505

Mortgage

Document Number0001501800
DateDec 3, 2025
Instrument1501800
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON WI
Recording DateJun 12, 2023
Property AddressN435 OXBOW BND, MILTON, WI 53563-9505
Document Number0001474631
Instrument DateJun 12, 2023
Instrument1474631
Transaction TypeTransfer
Record UpdatedJun 28, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,545.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001474632
DateJun 12, 2023
Instrument1474632
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyJefferson County
County SubdivisionKoshkonong Town
Unified School DistrictFort Atkinson School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,347.00 (+16.29%) Homeowner's exemption$296,800 (+3.6%) Land $187,500 Building $109,300$466,000
2023$4,598.00 (-0.22%) Homeowner's exemption$286,500 (-) Land $187,500 Building $99,000
2022$4,608.00 Homeowner's exemption$286,500 Land $187,500 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims207 (1979–2026)
Claims Outside the SFHA8 of 207
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Apr 2026 · 71 claims
  • Severe Storms And Flooding, Aug 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25
Bertram Communications
Fixed Wireless
100 / 20

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