Jefferson County property record for N346 Cold Spring Rd, Whitewater, WI 53190
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,000 (Oct 1994) |
| Tax Bill | $5,776 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-0515-3124-002 |
| Primary APN | 004-0515-3124-002 |
|---|
| Lot Area | 65,340 sqft (1.5 acres) |
|---|---|
| Lot Dimensions | 435 ft deep x 152 ft wide |
| Street Address | N346 COLD SPRING RD |
|---|---|
| City | WHITEWATER |
| State | WI |
| Zip | 53190-2836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW/C TWIN OAKS SUB, N88 DG32'W 1465.2FT, N0DG02'E 894FT, N89DG01'W 2711.8FT TO C/L TWN RD & POB, S9DG25'E 152.50FT, S89DG |
| Legal Range | 15E |
| Legal Township | 05N |
| Legal Section | 31 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | TWIN OAKS SUB |
| Jurisdiction | JEFFERSON WI |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 101600 |
N346 Cold Spring Rd is owned and occupied by two individuals who bought it in October 1994.
Source: Jefferson County records, as of February 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | N346 COLD SPRING RD, WHITEWATER, WI 53190-2836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1994 · Amount on File |
| Deed Sale | Oct 1, 1994 · Amount on File |
| Deed Document Number | 931408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Property Address | N346 COLD SPRING RD, WHITEWATER, WI 53190-2836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001435060 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 1435060 |
| Name | BANCO SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2030 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for N346 Cold Spring Rd was $5,776 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jefferson County |
| County Subdivision | Cold Spring Town |
| Unified School District | Whitewater School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,776.00 Homeowner's exemption | $365,300 Land $60,200 Building $305,100 | $427,500 |
| 2023 | $4,483.00 Homeowner's exemption | $236,400 Land $48,000 Building $188,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place N346 Cold Spring Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around N346 Cold Spring Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Edge Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| Netwurx Fixed Wireless | 100 / 20 |
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