N3021 Barnowski Rd, Ladysmith, WI 54848 Property Records

Rusk County property record for N3021 Barnowski Rd, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$4,834 (2025)
Deeds & Mortgages	Apr 2018 Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`038-00919-0000`

Property Details

APN / Parcel Number

Primary APN	`038-00919-0000`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	N3021 BARNOWSKI RD
City	LADYSMITH
State	WI
Zip	54848-9375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL IN NE SE 25-34-7 DESC AS FOLLOWS COMMENCING AT THE SE CORNER OF THE NE SE OF 25-34-7, THENCE N 226 TO THE POB; THENCE
Legal Range	07W
Legal Township	34N
Legal Section	25
Legal Quarter	SE
Quarter-Quarter Section	NE
Jurisdiction	RUSK WI
Township / Civil Division	THORNAPPLE
Census Block Group	2
Census Block	2046
Census Tract	960400

Owner

N3021 Barnowski Rd is owned and occupied by an individual who acquired it in December 2013.

Source: Rusk County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	N3021 BARNOWSKI RD, LADYSMITH, WI 54848-9375
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2013
Deed Sale	Dec 16, 2013
Prior Sale	Jun 11, 2012
Deed Document Number	333198
Deed Book / Page	586 / 312
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	N3021 BARNOWSKI RD, LADYSMITH, WI 54848-9375
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	637/954
Date	Apr 13, 2018
Book Page	637/954
Instrument	347851

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	N3021 BARNOWSKI RD, LADYSMITH, WI 54848-9375
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	355374
Date	May 28, 2020
Instrument	355374

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	N3021 BARNOWSKI RD, LADYSMITH, WI 54848-9375
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	631/392
Date	Sep 22, 2017
Book Page	631/392
Instrument	345995

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	N3021 BARNOWSKI RD, LADYSMITH, WI 54848-9375
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	637/937
Date	Apr 13, 2018
Book Page	637/937
Instrument	347850

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	N3021 BARNOWSKI RD, LADYSMITH, WI 54848-9375
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	355140
Date	May 7, 2020
Instrument	355140

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	N3021 BARNOWSKI RD, LADYSMITH, WI 54848-9375
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	353131
Date	Oct 7, 2019
Instrument	353131

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for N3021 Barnowski Rd was $4,834 with a homeowner's exemption.

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
County Subdivision	Thornapple Town
Unified School District	Bruce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,834.00 Homeowner's exemption	$211,100 Land $12,500 Building $198,600	$428,700
2023	$3,428.00 Homeowner's exemption	$211,100 Land $12,500 Building $198,600	$331,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place N3021 Barnowski Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around N3021 Barnowski Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Barnowski Rd

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