N290 Vanity Dr, Stoddard, WI 54658 Property Records

La Crosse County property record for N290 Vanity Dr, Stoddard, WI 54658

Property Summary

Property Type	Single Family Home
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (May 2016)
Tax Bill	$3,105 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Apr 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`011-002294-000`

Property Details

APN / Parcel Number

Primary APN	`011-002294-000`
Alternative APNs	`11 2294 0` `18340`

Exterior

Lot Area	24,829 sqft (0.57 acres)

Location & Zoning

Street Address	N290 VANITY DR
City	STODDARD
State	WI
Zip	54658-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES DIST A
Legal Description	RIVER HILLS SUBDIVISION LOT 3
Legal Range	07W
Legal Township	15N
Legal Section	34
Legal Subdivision	RIVER HILLS SUBD
Legal Lot Number	3
Jurisdiction	LA CROSSE WI
Township / Civil Division	SHELBY
Census Block Group	4
Census Block	4033
Census Tract	10700

Owner

Source: La Crosse County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	N290 VANITY DR, STODDARD, WI 54658-9725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK LA CROSSE
Oct 25, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jul 29, 2019	Transfer on Death Deed, Transfer
Jul 29, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2016 · Amount on Record
Deed Sale	May 9, 2016 · Amount on Record
Prior Sale	May 21, 2007 · Amount on Record
Deed Document Number	201674042
Last Transfer Date	Sep 22, 2023
Transfer Doc	0001812720
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	N290 VANITY DR, STODDARD, WI 54658-9725
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1702830
Date	Nov 21, 2017
Instrument	1702830

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	N290 VANITY DR, STODDARD, WI 54658-9725
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1691321
Date	Apr 4, 2017
Instrument	1691321

Lender

Name	CITIZENS STATE BANK LA CROSSE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Oct 25, 2019
Property Address	N290 VANITY DR, STODDARD, WI 54658-9725
Document Number	0001735060
Map Reference	DOC 1674042
Instrument Date	Sep 25, 2019
Instrument	1735060
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N290 VANITY DR, STODDARD, WI 54658-9725

Mortgage

Document Number	0001735061
Date	Oct 25, 2019
Instrument	1735061

Lender

Name	REVERSE MORTGAGE FUNDING LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.94%

Mortgage

Document Number	1735062
Date	Oct 25, 2019
Instrument	1735062

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	957 Months
Due	Jul 21, 2099

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

July 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 29, 2019
Property Address	N290 VANITY DR, STODDARD, WI 54658-9725
Document Number	0001729897
Instrument Date	Jul 25, 2019
Instrument	1729897
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N290 VANITY DR, STODDARD, WI 54658-9725

July 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 29, 2019
Property Address	N290 VANITY DR, STODDARD, WI 54658-9725
Document Number	0001729898
Instrument Date	Jul 25, 2019
Instrument	1729898
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Shelby Town
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,105.00 (-6.36%) Homeowner's exemption	$270,500 (+63.15%) Land $44,600 Building $225,900	$281,300 (+69.66%)
2023	$3,316.00 (+3.88%) Homeowner's exemption	$165,800 (-) Land $26,000 Building $139,800	$165,800 (-) Land $26,000 Building $139,800
2022	$3,192.00 Homeowner's exemption	$165,800 Land $26,000 Building $139,800	$165,800 Land $26,000 Building $139,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Coon Valley Farmers Telephone, Verizon.

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