N251 H Werner Rd, Stoddard, WI 54658 Property Records

La Crosse County property record for N251 H Werner Rd, Stoddard, WI 54658

Property Summary

Property Type	Single Family Home
Lot Size	6.75 acres (294,030 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Aug 2024)
Tax Bill	$4,558 (2025)
Deeds & Mortgages	May 2023 Sale Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`011-002351-003`

Property Details

APN / Parcel Number

Primary APN	`011-002351-003`
Alternative APNs	`11 2351 3` `18398`

Exterior

Lot Area	294,030 sqft (6.75 acres)

Location & Zoning

Account Number	18398
Old Parcel Number	11 2351 3
Street Address	N251 H WERNER RD
City	STODDARD
State	WI
Zip	54658-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	PRT NE-SE SEC 35 & NW-SW SEC 36 COM SE COR SEC 35 N1D26M52SE 1335.71FT N88D47M3SW 1320.5FT N1D23M20SE 615.9FT TO POB N1D23M20
Legal Range	07
Legal Township	15
Legal Section	35
Legal Quarter	NE
Quarter-Quarter Section	SE
Jurisdiction	LA CROSSE WI
Township / Civil Division	SHELBY
Census Block Group	4
Census Block	4029
Census Tract	10700

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1017 PARKRIDGE DR, ONALASKA, WI 54650-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Apr 17, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST CENTENNIAL MTG CO LTD
Sep 14, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MTG CO LTD
Feb 19, 2018	Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	May 1, 2023 · Amount on Record
Deed Document Number	1823478
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 1, 2023
Property Address	N251 H WERNER RD, STODDARD, WI 54658-9110
Document Number	0001807128
Instrument Date	Apr 24, 2023
Instrument	1807128
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	N251 H WERNER RD, STODDARD, WI 54658-9110
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1781928
Date	Oct 4, 2021
Instrument	1781928

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	N251 H WERNER RD, STODDARD, WI 54658-9110
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1741956
Date	Mar 6, 2020
Instrument	1741956

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Apr 17, 2019
Property Address	N251 H WERNER RD, STODDARD, WI 54658-9110
Document Number	0001724556
Instrument Date	Mar 20, 2019
Instrument	1724556
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N2511 H WERNER RD, STODDARD, WI 54658
Investor	Possibly a Property Investor

Mortgage

Document Number	0001724557
Date	Apr 17, 2019
Instrument	1724557

Lender

Name	FIRST CENTENNIAL MTG CO LTD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Sep 14, 2018
Property Address	N251 H WERNER RD, STODDARD, WI 54658-9110
Document Number	0001716243
Instrument Date	Sep 11, 2018
Instrument	1716243
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N251 H WERNER RD, STODDARD, WI 54658-9110

Mortgage

Document Number	1716244
Date	Sep 14, 2018
Instrument	1716244

Lender

Name	FIRST CENTENNIAL MTG CO LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	Feb 19, 2018
Property Address	N251 H WERNER RD, STODDARD, WI 54658-9110
Document Number	0001706466
Instrument Date	Feb 16, 2018
Instrument	1706466
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$855.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1706467
Date	Feb 19, 2018
Instrument	1706467

Lender

Name	CORNERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Shelby Town
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,558.00 (-1.64%) Homeowner's exemption	$386,800 (+66.94%) Land $93,800 Building $293,000	$402,100 (+73.54%)
2023	$4,634.00 Homeowner's exemption	$231,700 Land $56,100 Building $175,600	$231,700 Land $56,100 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Farmers Telephone Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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